$625,000
Est. payment $2,767/moCalculate yours
3 Hoylake Road, St. Thomas, ON N5R 0R9
St. Thomas, St. Thomas, ON N5R 0R9
- 3 + 1 Beds
- 4 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Royal Lepage R.E. Wood Realty Brokerage MLS® X13866218
About this home
A new approach to home ownership has arrived in St. Thomas. This thoughtfully designed new-build residence was created for the modern housing market, combining a beautiful family home with a completely separate, legal 1-bedroom secondary dwelling. This isn’t simply a finished basement- the approximately 700 sq. ft. lower residence was purpose-built as a self-contained living space, giving you incredible flexibility from day one. Live in the spacious 1,858 sq. ft. main residence while renting the lower unit, provide an independent home for a family member, or add a turnkey income property to your investment portfolio. At a time when both rents and mortgage payments have become increasingly expensive, the ability to generate substantial rental income from your own property offers a new solution to affordability. With over 2,500 sq. ft. of combined finished living space, these homes also feature 9′ main-floor ceilings, impressive 8′ doors, hard-surface countertops, walk-in closets, an attached garage and a dedicated work-from-home office. Located on a deep lot in desirable Shaw Valley, close to schools, childcare and just a short drive to Port Stanley. Two living spaces. One property. A smarter way to own.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Separate Entrance
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Central Air
- Exterior
- Board & Batten , Hardboard
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 44.7 x 135 Feet
- Parking
- Attached garage · 4 total
- Zoning
- R3A-47
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Shaw Valley Drive
- Direction Faces
- North
Listing
- MLS® Number
- X13866218
- Days on Market
- 12
- Listed On
- 2026-10-06
- Listed By
- Royal Lepage R.E. Wood Realty Brokerage
Features
Interior
- Accessory Apartment
- ERV/HRV
- Storage
- Water Heater
Pool
- None
- Included
- All appliances in basement unit
- Rental items
- Water Heater
Mortgage calculator
Estimated mortgage payment
$2,767 per month
- Principal and interest
- $2,767
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,767
Your mortgage
- Mortgage amount
- $500,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $330,209
Cash to close
- Down payment
- $125,000
- Land transfer tax
- $8,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $133,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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