$599,000
↓ $40,000 from $639,000
Est. payment $2,652/moCalculate yours
3 Myrtle Avenue S, St. Catharines, ON L2M 5W2
444 - Carlton/Bunting, St. Catharines, ON L2M 5W2
- 2 + 2 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX GOLD REALTY INC. MLS® X13610594
About this home
ATTENTION FIRST-TIME HOME BUYERS, INVESTORS & MULTI-GENERATIONAL FAMILIES! Welcome to this beautifully maintained legal duplex bungalow in the heart of St. Catharines ,situated on a generous 66′ x 91.57′ lot. This move-in-ready property offers exceptional value ,flexible living options, and excellent income potential. Conveniently located just minutes from the QEW, public transit, schools, shopping, parks, and everyday amenities, this home is ideal for both homeowners and investors. The main floor features a bright and spacious living room with hardwood flooring, pot lights ,crown moulding, and stylish accent walls. The updated eat-in kitchen boasts quartz countertops, a quartz backsplash, stainless steel appliances, and plenty of cabinet space. You’ll also find2 spacious bedrooms and a large 4-piece bathroom with a separate shower and relaxing Jacuzzi tub. The main floor has been freshly painted in July 2026 and offers direct access to a large, fully fenced backyard-perfect for entertaining family and friends. The legal 2-bedroom basement apartment has its own separate entrance and features a spacious living area, modern kitchen with quartz countertops and stainless steel appliances, a 3-piecebathroom, luxury vinyl flooring, pot lights, and has been freshly painted in July 2026. A shared laundry room is conveniently located in the basement. Outside, enjoy a detached garage offering parking and additional storage, plus an extra-long double driveway with space for 4 vehicles, along with 1 garage parking space. Major updates include new plumbing (2021), new HVAC system (2021), upgraded electrical panel(2021), new hot water tank (2021), and complete exterior waterproofing (2022).Excellent income potential with estimated rents of approximately $2,000/month plus utilities for the main floor and $1,800/month plus utilities for the legal basement apartment. The large lot also offers exciting future potential for a garden suite (subject to municipal approvals).
Property details
Overview
- Property Type
- Duplex
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Concrete
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 91.57 Feet
- Parking
- Detached garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $4,513 (2026)
Location
- Neighbourhood
- 444 - Carlton/Bunting
- Cross Street
- GRANTHAM AVENUE/WELLAND AVENUE, NORTH OF SCOTT ST
- Direction Faces
- South
Listing
- MLS® Number
- X13610594
- Days on Market
- 83
- Listed On
- 2026-07-27
- Possession
- TBD
- Listed By
- RE/MAX GOLD REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Sump Pump
Property
- Clear View
- Fenced Yard
- Hospital
- Level
- Place Of Worship
- School
Pool
- None
- Included
- 2 stainless steel appliances: stoves, fridges, dishwashers. 1 pair front load laundry/electric door garage opener. All ELFs., Dishwasher, Dryer, Gas Stove, Garage Door Opener, Range Hood, Refrigerator, Stove, Washer, Window Coverings
- Excluded
- Plz Attach SCH B & Form 801 with all Offers. Offers to be accepted anytime. Please Email all Offers to [email protected]
Mortgage calculator
Estimated mortgage payment
$2,652 per month
- Principal and interest
- $2,652
- Property tax
- $376
- Condo fees
- $0
- Estimated monthly cost
- $3,028
Your mortgage
- Mortgage amount
- $479,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,473
Cash to close
- Down payment
- $119,800
- Land transfer tax
- $8,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.