$599,999
↓ $39,001 from $639,000
Est. payment $2,657/moCalculate yours
3 St Mary’s Street, Rideau Lakes, ON K0G 1V0
818 - Rideau Lakes (Bastard) Twp, Rideau Lakes, ON K0G 1V0
- 4 Beds
- 2 Baths
- 2,500 Sq Ft
Listing courtesy of ENGEL & VOLKERS OTTAWA MLS® X13722670
About this home
Welcome to 3 St. Mary’s Street in the heart of Portland, a charming century home that blends timeless character with thoughtful modern updates. Set on a generous lot with established gardens, this detached 2-storey home offers four bedrooms, two bathrooms, warm and inviting living spaces, and a bright sunroom with a fireplace, perfect for relaxing year-round.The home has been extensively updated with a new electrical panel, recessed lighting, updated switches and receptacles, a heat pump, new gutters, updated appliances, fresh paint throughout, new upstairs carpeting, custom closet storage in the primary bedroom, and new flooring in the sunroom. Additional improvements include a new driveway, paving stones at the front deck, updated doors, new toilets, a replaced sump pump, and a generator connection.Outside, enjoy established gardens, ample yard space, and a detached garage/barn offering excellent storage and versatility. High-speed fibre internet adds everyday convenience. Best of all, you’re just steps from Big Rideau Lake, one of the Rideau Lakes region’s most sought-after destinations for boating, swimming, fishing and endless days on the water. Walk to local marinas and restaurants, and enjoy everything that makes Portland such a special waterfront village. Newer community amenities include Portland Hall and library, opened in 2025, as well as a new daycare in the village. Enjoy an easy commute to Kingston in approximately 45 minutes, with Smiths Falls only about 20 minutes away.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle, Other
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 89.85 x 119.33 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $3,081 (2026)
Location
- Neighbourhood
- 818 - Rideau Lakes (Bastard) Twp
- Cross Street
- St. Mary's St / Colborne St
- Direction Faces
- West
Listing
- MLS® Number
- X13722670
- Days on Market
- 51
- Listed On
- 2026-08-28
- Possession
- Flexible
- Listed By
- ENGEL & VOLKERS OTTAWA
Features
Interior
- Sump Pump
- Water Heater
- Water Softener
- Water Treatment
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washer, dryer, all existing light fixtures, all existing window coverings and rods
- Excluded
- None.
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $257
- Condo fees
- $0
- Estimated monthly cost
- $2,913
Your mortgage
- Mortgage amount
- $479,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,000
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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