$675,000
↓ $115,000 from $790,000
Est. payment $2,989/moCalculate yours
30 B6A Otter Lake Road, Rideau Lakes, ON K0G 1L0
820 - Rideau Lakes (South Elmsley) Twp, Rideau Lakes, ON K0G 1L0
- 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of MODERN BROCK GROUP REALTY MLS® X13551502
About this home
Escape to the waterfront and experience the kind of cottage that brings back cherished summer memories. This charming 2-bedroom, 1.5-bath retreat, located on Bass Lake in Lombardy, is the perfect place to unwind, entertain, and create lasting traditions. The warm pine interior creates a cozy, inviting atmosphere, while the thoughtfully designed layout offers space for family and guests alike. The main floor features a spacious primary bedroom, convenient laundry in the half bathroom, and a welcoming living area centred around a cozy pellet stove. Upstairs, you’ll find a second bedroom, a versatile loft overlooking the main floor that serves as an additional family room or sleeping space, and three generous storage closets. Step through the sliding doors onto the private upper patio and take in the peaceful surroundings. Enjoy the outdoors from every angle with a wraparound porch offering two entrances, plus a screened-in lower porch accessible from the full walkout basement. The unfinished basement provides abundant storage and endless potential for future use. Outside, the waterfront is designed for making memories. Relax on the dock, or soak in the views from the lookout patio with seating. Complete with a full septic system, private well, and winterized for year-round enjoyment. A charming bunkie with two bunk beds offers comfortable accommodations for overnight guests, while two storage sheds, one by the cottage and one at the waterfront, provide plenty of room for all your seasonal gear. Whether you’re searching for a peaceful weekend getaway or a place where family traditions begin, this waterfront cottage is the perfect escape from everyday life.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 6-15
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Walk-Out, Full
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Board & Batten , Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 174.7 x 170.75 Feet
- Parking
- None garage · 8 total
Financial
- Property Taxes
- $3,624 (2025)
Location
- Neighbourhood
- 820 - Rideau Lakes (South Elmsley) Twp
- Cross Street
- Otter Lake Rd & B6
- Direction Faces
- West
Listing
- MLS® Number
- X13551502
- Days on Market
- 100
- Listed On
- 2026-07-10
- Possession
- Flexible
- Listed By
- MODERN BROCK GROUP REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Lake/Pond
- Golf
- Campground
- Marina
- Waterfront
Pool
- None
- Included
- 2 Fridges, Oven, Pellet Stove, Washer, Dryer, Dining Table, Bunk House & Mattresses, Dresser in Bunk House, Dock.
- Excluded
- All personal belongings, boats, hot tub, and all accessories
Mortgage calculator
Estimated mortgage payment
$2,989 per month
- Principal and interest
- $2,989
- Property tax
- $302
- Condo fees
- $0
- Estimated monthly cost
- $3,291
Your mortgage
- Mortgage amount
- $540,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $356,626
Cash to close
- Down payment
- $135,000
- Land transfer tax
- $9,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $144,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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