Gurvinder Nokwal REALTOR®
For Sale Detached 44 days on market

$1,195,000

Est. payment $5,291/moCalculate yours

305 Centre Street, Niagara-on-the-Lake, ON L0S 1J0

101 - Town, Niagara-on-the-Lake, ON L0S 1J0

  • 3 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of SOUTHVALE REALTY INC. MLS® X13750200

About this home

Centrally located in the heart of Old Town Niagara-on-the-Lake, the Cellar House offers a warm & inviting mid-century modern living experience. Set on a generous, beautifully maintained 70′ x 140′ lot, this charming side-split home includes an attached garage and 4 fully finished levels of living space. Featuring 3 +1 spacious bedrooms + 2 bathrooms, the home is move-in ready while also offering exciting potential for future expansion, subject to the Town’s heritage bylaws. Adding to its appeal, the property comes with a short-term rental permit- a valuable opportunity as new permits are no longer being issued. Whether you’re looking to enjoy the home yourself or hold it as an investment, this is a rare opportunity for the savvy buyer. Inside, bright and thoughtfully designed living spaces create a comfortable & welcoming atmosphere. The well-preserved kitchen showcases beautiful cherry wood cabinetry, while 3 generously sized bedrooms provide plenty of space for family and guests. Step outside to discover an expansive, private backyard designed for relaxation & entertaining. The outdoor space features a stone patio area, seven-person hot tub, and gas fireplace-perfect for enjoying quiet evenings or hosting friends and family. Just a short walk from the golf course, Queen Street’s shops and restaurants, & the area’s renowned wineries, the Cellar House offers an exceptional location for full-time living, a weekend getaway, or a revenue-generating investment property. Don’t miss this rare opportunity to own your own piece of historic Niagara-on-the- lake!

Property details

Overview

Property Type
Detached
Style
Sidesplit 4
For
For Sale
Status
New
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
3
Kitchens
1
Basement
Finished, Other

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
70 x 140 Feet
Parking
Attached garage · 5 total

Financial

Property Taxes
$5,460 (2025)

Location

Neighbourhood
101 - Town
Cross Street
Butler & Centre St.
Direction Faces
North

Listing

MLS® Number
X13750200
Days on Market
44
Listed On
2026-09-04
Possession
To be arranged. Please speak to L/A
Listed By
SOUTHVALE REALTY INC.

Rooms

Room Level Dimensions
Recreation Lower 20′ 8″ × 12′ 0″
Kitchen Main 9′ 7″ × 9′ 5″
Bedroom 2 Second 10′ 8″ × 10′ 11″
Bedroom Lower 10′ 10″ × 7′ 5″
Dining Room Main 9′ 11″ × 8′ 4″
Living Room Main 11′ 4″ × 19′ 10″
Bedroom Second 10′ 1″ × 12′ 5″
Bedroom 3 Second 9′ 10″ × 9′ 3″
Den Lower 11′ 4″ × 16′ 5″

Features

Interior

  • Other
  • Guest Accommodations
  • In-Law Capability

Property

  • Golf
  • Lake/Pond
  • Park
  • Place Of Worship
  • Public Transit
  • School

Pool

  • None
Included
All appliances (fridge, stove, microwave, water dispenser, dishwasher, washing machine, dryer) Chandelier, Extra paint & supplies-Smart Locks-Smart Home & internet hardware (assuming it can be transfered)
Excluded
Furniture, decor & bedding-Cookware, dishes, plates, glasssware, cutlery, Gas Firepit-Outdoor Furniture

Mortgage calculator

Minimum for this price: $94,500 (7.91%)

Amortization, years

Estimated mortgage payment

$5,291 per month

Principal and interest
$5,291
Property tax
$455
Estimated monthly cost
$5,746

Your mortgage

Mortgage amount
$956,000
Mortgage insurance
Not needed
Interest over 25 years
$631,360

Cash to close

Down payment
$239,000
Land transfer tax
$20,375
Total, before legal fees
$259,375
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

305 Centre Street, Niagara-on-the-Lake, ON L0S 1J0 101 - Town, Niagara-on-the-Lake, ON L0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,195,000 305 Centre Street, Niagara-on-the-Lake, ON L0S 1J0
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