$399,500
Est. payment $1,769/moCalculate yours
305 Phipps Street S, Fort Erie, ON L2A 2V7
332 - Central, Fort Erie, ON L2A 2V7
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Century 21 Heritage House LTD MLS® X13844700
About this home
Fantastic opportunity to own this move-in-ready home and start building equity. Perfect for first- time buyers! Welcoming covered front porch leads into the flowing first floor layout. From living room to dining to kitchen. Wainscotting, hard wood flooring accents. Upstairs 2 bedrooms with closets, 4 pce bath with storage area. Kitchen includes fridge, stove, bi dishwasher. Basement family room for added space. Private courtyard setting in backyard. Plenty of space for family BBQs, children’s play area, and pups. 2 minutes away from downtown shopping. Updates include asphalt roof shingles, siding, soffit, fascia, eaves, most windows, sump pump & weeping tile.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 37.5 x 121.7 Feet
- Parking
- None garage · 2 total
- Zoning
- R2
Financial
- Property Taxes
- $2,331 (2026)
Location
- Neighbourhood
- 332 - Central
- Cross Street
- Robinson St
- Direction Faces
- South
Listing
- MLS® Number
- X13844700
- Days on Market
- 19
- Listed On
- 2026-09-29
- Possession
- flexible
- Listed By
- Century 21 Heritage House LTD
Rooms
Features
Interior
- Sump Pump
Property
- River/Stream
- Place Of Worship
Pool
- None
- Included
- blinds, dishwasher, stove, fridge, washer, dryer, shed
- Excluded
- mail box, furnishings in house
- Rental items
- gas hot water tank
Mortgage calculator
Estimated mortgage payment
$1,769 per month
- Principal and interest
- $1,769
- Property tax
- $194
- Condo fees
- $0
- Estimated monthly cost
- $1,963
Your mortgage
- Mortgage amount
- $319,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,070
Cash to close
- Down payment
- $79,900
- Land transfer tax
- $4,468
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,368
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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