$539,000
Est. payment $2,387/moCalculate yours
3056 Black Bay Lane, Horton, ON K7V 3Z8
544 - Horton Twp, Horton, ON K7V 3Z8
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 SYNERGY REALTY INC. MLS® X13790212
About this home
Wake up to the beauty of the Ottawa River and enjoy stunning water views from home! This charming 3-bedroom, 1.5-bath property offers a wonderful opportunity to enjoy waterfront living with the comfort of a solid, well-built home. Vaulted ceilings, an open-concept layout, and retro character give this home a distinctive feel, while the existing finishes provide a great canvas for your own updates and style. The spacious primary bedroom is a peaceful retreat, featuring stunning river views, a private balcony, and convenient access to the upstairs bathroom through a cheater door. A wood stove provides supplemental heat and creates a warm, inviting ambiance on cool evenings. Whether you’re looking for a forever home or the perfect cottage escape, this is a place to settle in, relax, take in the views, and enjoy the best of work and play.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Central Air
- Exterior
- Wood , Stucco (Plaster)
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 51.45 x 123.02 Feet
- Parking
- None garage · 2 total
- Zoning
- Residential
Financial
- Property Taxes
- $3,011 (2026)
Location
- Neighbourhood
- 544 - Horton Twp
- Cross Street
- Black Bay Lane and Storie Road
- Direction Faces
- North
Listing
- MLS® Number
- X13790212
- Days on Market
- 32
- Listed On
- 2026-09-16
- Listed By
- CENTURY 21 SYNERGY REALTY INC.
Rooms
Features
Interior
- Central Vacuum
- Water Heater Owned
- Water Treatment
- Water Softener
Property
- Clear View
- Waterfront
Pool
- None
- Included
- Fridge; stove; dishwasher; Washing machine; Dryer; Fridge in Shed; boat lift;
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$2,387 per month
- Principal and interest
- $2,387
- Property tax
- $251
- Condo fees
- $0
- Estimated monthly cost
- $2,638
Your mortgage
- Mortgage amount
- $431,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $284,773
Cash to close
- Down payment
- $107,800
- Land transfer tax
- $7,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $115,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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