$599,999
↓ $25,000 from $624,999
Est. payment $2,657/moCalculate yours
31 Garden Street, Norfolk, ON N3Y 4N3
Norfolk, Norfolk, ON N3Y 4N3
- 3 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of VALERY REAL ESTATE INC. MLS® X13794168
About this home
Welcome to this charming bungalow offering comfortable one-level living with a finished basement and a host of valuable updates. The kitchen was tastefully updated in 2023, providing a fresh and functional space for everyday living and entertaining. Enjoy the convenience of being close to everyday amenities, schools, shopping and essential services yet still offering the comfort of a beautiful neighborhood. The home features three bedrooms, two bathrooms and a finished basement offering additional living space. Newer Brookstone doors and windows were installed throughout in November 2021 and are covered by a lifetime transferable warranty. The furnace and A/C were replaced in 2019. Enjoy outdoor living with newer rear decks featuring wrought-iron railings, perfect for entertaining or relaxing in the warmer months. The fully fenced backyard features tiered landscaping, while the newer front deck includes a convenient ramp. Additional features include a sump pump with battery backup and a 6,000-watt generator with Honda engine, Wallenstein 1560 model, connected through the hydro meter if needed. This home is ready for its next chapter & would be a great opportunity for First Time Buyers & Down-sizers with a green thumb.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 59 x 119 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,156 (2025)
Location
- Neighbourhood
- Norfolk
- Cross Street
- BROCK ST/ GARDEN
- Direction Faces
- East
Listing
- MLS® Number
- X13794168
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- Flexible
- Listed By
- VALERY REAL ESTATE INC.
Rooms
Features
Interior
- Generator - Full
- Primary Bedroom - Main Floor
- Water Softener
Pool
- None
- Included
- S/S FRIDGE, S/S STOVE, WASHER & DRYER, WATER SOFTENER / FILTRATION SYSTEM, GARDEN SHED, LIGHT FIXTURES & ALL EXISTING WINDOW COVERINGS. ALL CHATTELS ARE INCLUDED "AS IS" The seller is providing no express or implied warranty on chattels included.
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $263
- Condo fees
- $0
- Estimated monthly cost
- $2,920
Your mortgage
- Mortgage amount
- $479,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,000
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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