$549,900
↓ $20,000 from $569,900
Est. payment $2,435/moCalculate yours
31 Myrtle Street, St. Thomas, ON N5R 2E6
St. Thomas, St. Thomas, ON N5R 2E6
- 4 Beds
- 3 Baths
- 1,100 Sq Ft
Listing courtesy of REAL BROKER ONTARIO LTD MLS® X13814026
About this home
One property, three beautifully updated living spaces and plenty of ways to make the numbers work. The main-floor unit features two bedrooms and one full bathroom, while the upper unit offers one bedroom and one full bathroom. The finished lower level adds another bedroom, full bathroom, kitchen and living area, creating even more flexibility. The work has already been done throughout, with bright, inviting interiors that feel current, comfortable and well cared for. The roof was replaced in September 2026 and comes with a transferable warranty, taking one major expense off the next owner’s list. For an investor looking to add an income-producing property without taking on a major renovation first, this one checks a lot of boxes. Located close to downtown St. Thomas, parks, schools, public transit, shopping and everyday amenities, 31 Myrtle Street also provides convenient access to the highway and Port Stanley. Book your private showing and come see how this property could work for you.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 3
- Basement
- Apartment, Separate Entrance, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 120.18 Feet
- Parking
- None garage · 3 total
- Zoning
- R3
Financial
- Property Taxes
- $2,411 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Fifth Avenue
- Direction Faces
- South
Listing
- MLS® Number
- X13814026
- Days on Market
- 26
- Listed On
- 2026-09-22
- Listed By
- REAL BROKER ONTARIO LTD
Rooms
Features
Interior
- Carpet Free
- In-Law Suite
Property
- Library
- Park
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- existing 3 stoves, 3 fridges, 2 washers, 2 dryers
- Excluded
- tenants belongings
- Rental items
- hot water tank
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $201
- Condo fees
- $0
- Estimated monthly cost
- $2,636
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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