$565,000
↓ $7,000 from $572,000
Est. payment $2,502/moCalculate yours
31 Neal Avenue, St. Thomas, ON N5R 6B5
St. Thomas, St. Thomas, ON N5R 6B5
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13492528
About this home
Welcome to 31 Neal Ave, St. Thomas! This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms. Updates include roof, newer windows, upgraded kitchen cabinets, and appliances, updated flooring throughout the main living area, a owned tankless water heater, upgraded insulation in the attic, and upgraded heat pump.Enjoy your morning coffee on the beautiful updated front porch, or entertain guests on the back deck. The lower level adds even more living space with a large family room featuring a gas fireplace, a bar area, the second 3 piece bath, a workshop for all your hobbies, and a cold cellar with plenty of storage.Tastefully decorated and full of thoughtful updates, this home checks all the boxes for first-time buyers, someone looking to downsize, or anyone looking for convenient main floor living at a reasonable price, in a great area.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 38.42 x 119.85 Feet
- Parking
- Attached garage · 2 total
- Zoning
- R2
Financial
- Property Taxes
- $3,720 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Elm Street, Fairview Ave.
- Direction Faces
- East
Listing
- MLS® Number
- X13492528
- Days on Market
- 115
- Listed On
- 2026-06-25
- Possession
- 60 days
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Central Vacuum
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
- Floor Drain
- Upgraded Insulation
- Workbench
- Storage
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, Dishwasher, garage door opener, and remotes, Garden Shed, Fridge in lower level, freezer in lower level, gazebo on deck.
- Excluded
- Workshop tables.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,502 per month
- Principal and interest
- $2,502
- Property tax
- $310
- Condo fees
- $0
- Estimated monthly cost
- $2,812
Your mortgage
- Mortgage amount
- $452,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $298,509
Cash to close
- Down payment
- $113,000
- Land transfer tax
- $7,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $120,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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