$644,900
↓ $15,100 from $660,000
Est. payment $2,855/moCalculate yours
31 Owen Street, Ingersoll, ON N5C 4G7
Ingersoll - South, Ingersoll, ON N5C 4G7
- 2 + 1 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of Century 21 Heritage House Ltd Brokerage MLS® X13723632
About this home
Welcome to this beautifully maintained raised bungalow offering 2+1 bedrooms and 2 full bathrooms. The open-concept main floor features a bright living, dining, and kitchen area with rich cherry-toned cabinetry, under-cabinet lighting, stylish backsplash, pot lights, and hardwood flooring. The finished lower level includes a spacious rec room with an electric fireplace, third bedroom, updated bathroom, and laundry. Enjoy the fully fenced backyard with a 28′ x 20′ cedar deck, natural gas hookups for your BBQ and fire table, above ground pool, and hot tub. Recent updates include a 2025 pool liner, 2025 hot tub cover, 2024 hot tub pump, and 2022 roof. A heated double car garage with high ceilings and mezzanine provides plenty of storage. This move-in-ready home combines stylish updates, functional living, and an incredible outdoor space
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 54.59 x 119.36 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $3,787 (2025)
Location
- Neighbourhood
- Ingersoll - South
- Cross Street
- Fuller Dr
- Direction Faces
- East
Listing
- MLS® Number
- X13723632
- Days on Market
- 51
- Listed On
- 2026-08-28
- Possession
- Flexible
- Listed By
- Century 21 Heritage House Ltd Brokerage
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
- Water Softener
Property
- Fenced Yard
- Hospital
- Park
- Place Of Worship
- School
- School Bus Route
Pool
- Above Ground
- Included
- refrigerator, stove, dishwasher, built-in microwave, washer, dryer, hot tub, pool, gazebo, shed, window coverings
- Excluded
- Projector and projector screen, TV mounts, security cameras, mirrors in garage, gym and exercise equipment
Mortgage calculator
Estimated mortgage payment
$2,855 per month
- Principal and interest
- $2,855
- Property tax
- $316
- Condo fees
- $0
- Estimated monthly cost
- $3,171
Your mortgage
- Mortgage amount
- $515,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $340,723
Cash to close
- Down payment
- $128,980
- Land transfer tax
- $9,373
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $138,353
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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