$649,000
Est. payment $2,874/moCalculate yours
31474 Lakeridge Road, Georgina, ON L0E 1N0
Pefferlaw, Georgina, ON L0E 1N0
- 5 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of HOMELIFE/GTA REALTY INC. MLS® N13779494
About this home
BEAUTIFULLY DECORATED MAIN HOME + DETACHED COTTAGE BUNGALOW - ALL ON ONE LARGE PROPERTY. A rare opportunity to own two detached homes on one private property, offering an exceptional combination of space, privacy and flexibility for families, multi-generational living, rental potential. House A - Main Home: Approximately 1,350 sq. ft., 2-storey, featuring 3 bedrooms and 2 bathrooms. Beautifully decorated within the past year with fresh, crisp, neutral finishes and newly purchased appliances. Features stainless-steel kitchen appliances, and the home is ready to enjoy. House B - Bungalow/Cottage:Approximately 809 sq. ft., featuring 2 bedrooms and 1 bathroom. The cottage is vintage Lake Simcoe and has been refreshed. Offers opportunity for the new owner to customize the space to suit needs. In its current “as is” condition, provides additional space for living, home office, studio, or potential rental. This unique property offers tremendous flexibility. The large, exceptionally private backyard is expansive & secluded. It is a gardener’s paradise with a substantial garden area, greenhouse, giant garden shed and additional storage. There is plenty of space for gardening, entertaining, recreation. Enjoy the great outdoors with Lake Simcoe within walking/biking distance, while playgrounds, parks, sports fields, nature areas, parking and waterfront recreation are all just a short drive away. Conveniently located near Pefferlaw, Sutton, Beaverton and Cannington in a peaceful setting. Electrical service: Main house - 200 amps. Bungalow - 100 amps. Additional Notes: Redecorated in March 2025. Brand new drilled well and pump system Feb 2026.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Log
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 75.01 x 249.7 Feet
- Parking
- None garage · 6 total
- Zoning
- RESIDENTIAL
Financial
- Property Taxes
- $3,312 (2025)
Location
- Neighbourhood
- Pefferlaw
- Cross Street
- HIGHWAY 48/LAKERIDGE RD
- Direction Faces
- West
Listing
- MLS® Number
- N13779494
- Days on Market
- 35
- Listed On
- 2026-09-13
- Possession
- Flexible
- Listed By
- HOMELIFE/GTA REALTY INC.
Features
Interior
- Accessory Apartment
- Carpet Free
- In-Law Suite
- Primary Bedroom - Main Floor
- Separate Heating Controls
- Water Heater Owned
Property
- Beach
- Level
- Park
- Place Of Worship
- School Bus Route
- Wooded/Treed
Pool
- None
- Included
- House A - 200 amp breaker, stainless fridge, stove, dishwasher, hood; washer & dryer, hot water tank, furnace, central A/C. House B - 100 amp breaker, stainless fridge, stove, dishwasher, hood; washer & dryer, hot water tank, fireplace, window A/C.
Mortgage calculator
Estimated mortgage payment
$2,874 per month
- Principal and interest
- $2,874
- Property tax
- $276
- Condo fees
- $0
- Estimated monthly cost
- $3,150
Your mortgage
- Mortgage amount
- $519,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $342,889
Cash to close
- Down payment
- $129,800
- Land transfer tax
- $9,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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