Gurvinder Nokwal REALTOR®
For Sale Detached 55 days on market

$825,000

Est. payment $3,653/moCalculate yours

318 Elizabeth Street, St. Marys, ON N4X 1C8

St. Marys, St. Marys, ON N4X 1C8

  • 3 Beds
  • 2 Baths
  • 3 Garage
  • 1,500 Sq Ft

Listing courtesy of Peak Select Realty Inc MLS® X13706430

About this home

This one has the whole package, and it starts in the backyard. It’s an outdoor oasis with a heated on-ground pool wrapped in decking, a covered gazebo patio for dinners, raised garden beds, and mature trees for privacy. Out front there’s a covered porch made for morning coffee. Off the back, you get a deck and a side patio that tie the whole yard together.The detached garage is the showstopper. Oversized, double car, heated, with a workshop and a loft above. There’s a concrete drive at the garage plus a paver drive out front, so there’s parking for everyone.Inside, the layout just works. Three bedrooms, one and a half baths, and an addition that added a bright family room, main floor laundry, and a powder room. The kitchen and baths are updated, and there’s a formal dining room for dinners with the family. The upstairs full bath is a treat, with a soaker tub and a separate oversized shower.The big items are done. Roof with ice and rain shield (2023), furnace and A/C (2021), hot water tank and water softener (2021), and in 2003 the home was taken to the studs with new wiring, plumbing, windows and spray foam. There’s even an EV charger in the garage.Location seals it. Walking distance to schools, parks, the rec centre and downtown St. Marys. If you don’t know the Stonetown, you’re in for a treat. Think limestone heritage buildings, the spring-fed quarry, great local shops and restaurants, and a real sense of community. Small-town Ontario at its best.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
90.22 x 150.37 Feet
Parking
Detached garage · 9 total
Zoning
R3

Financial

Property Taxes
$5,278 (2026)

Location

Neighbourhood
St. Marys
Cross Street
Queen Street E and James Street S
Direction Faces
North

Listing

MLS® Number
X13706430
Days on Market
55
Listed On
2026-08-24
Possession
Flexible
Listed By
Peak Select Realty Inc

Rooms

Room Level Dimensions
Laundry Main 5′ 5″ × 9′ 10″
Bedroom 2 Second 10′ 4″ × 11′ 2″
Family Room Main 15′ 5″ × 17′ 1″
Foyer Main 5′ 8″ × 11′ 6″
Office Lower 15′ 7″ × 10′ 10″
Utility Room Lower 7′ 11″ × 12′ 7″
Dining Room Main 15′ 0″ × 12′ 10″
Bedroom 3 Second 10′ 7″ × 11′ 2″
Living Room Main 15′ 7″ × 11′ 6″
Primary Bedroom Second 11′ 8″ × 11′ 4″
Kitchen Main 11′ 9″ × 12′ 10″

Features

Interior

  • Auto Garage Door Remote
  • Carpet Free
  • Central Vacuum
  • Water Heater
  • Water Softener

Property

  • School

Pool

  • On Ground
Included
Refrigerator, Gas Stove, Built In Dishwasher, Dryer, Washer, Water Softner, Front porch chairs (if desired by Buyers), Rain water tanks and barrels in garden
Excluded
All Stained Glass, Wooden Map in the Garage, All garden ornaments, Water Fountain

Mortgage calculator

Minimum for this price: $57,500 (6.97%)

Amortization, years

Estimated mortgage payment

$3,653 per month

Principal and interest
$3,653
Property tax
$440
Estimated monthly cost
$4,093

Your mortgage

Mortgage amount
$660,000
Mortgage insurance
Not needed
Interest over 25 years
$435,876

Cash to close

Down payment
$165,000
Land transfer tax
$12,975
Total, before legal fees
$177,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

318 Elizabeth Street, St. Marys, ON N4X 1C8 St. Marys, St. Marys, ON N4X 1C8
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$825,000 318 Elizabeth Street, St. Marys, ON N4X 1C8
Request a showing