$510,000
Est. payment $2,258/moCalculate yours
318 Spruce Street 2, Waterloo, ON N2L 0E9
Waterloo, ON N2L 0E9
- 3 Beds
- 2 Baths
- 1 Garage
- 900 Sq Ft
Listing courtesy of COMFREE MLS® X12993362
About this home
Welcome to this bright and versatile condo offering over 900 sq. ft. of well-designed living space in the heart of Waterloo. This unit features 3 bedrooms, including a primary bedroom with its own private ensuite bathroom, plus an additional 3-piece bathroom for added convenience. The original living room has been thoughtfully converted into a third bedroom, providing extra flexibility for families - space can easily be reverted back to a living area if desired. The unit includes a functional kitchen, in-suite laundry, and a comfortable layout. One underground parking space and a storage locker are also included. Residents can enjoy fantastic building amenities, including a gym, entertainment space, and a BBQ area on the fourth floor-perfect for relaxing or hosting guests during the summer months. Located close to universities, transit, and everyday amenities, this property offers excellent value in a highly sought-after area.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- New
- Size
- 900 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $4,685 (2025)
- Condo Fee
- $730/mo
- Fee Includes
- Water Included, Heat Included
- Pets
- No
Location
- Cross Street
- Spruce St & Hickory St W
Listing
- MLS® Number
- X12993362
- Days on Market
- 188
- Listed On
- 2026-04-13
- Possession
- Flexible
- Listed By
- COMFREE
Rooms
Features
Interior
- Auto Garage Door Remote
- Other
- Included
- Dishwasher, Dryer/Washer, Garage Door Opener, Microwave, Range Hood, Refrigerator, Stove, Window Coverings
Mortgage calculator
Estimated mortgage payment
$2,258 per month
- Principal and interest
- $2,258
- Property tax
- $390
- Condo fees
- $730
- Estimated monthly cost
- $3,379
Your mortgage
- Mortgage amount
- $408,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $269,451
Cash to close
- Down payment
- $102,000
- Land transfer tax
- $6,675
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $108,675
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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