$545,000
Est. payment $2,413/moCalculate yours
32 Ghent Street, St. Catharines, ON L2N 2C6
442 - Vine/Linwell, St. Catharines, ON L2N 2C6
- 2 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY COMPASS ESTATES MLS® X14080736
About this home
There’s something genuinely special about 32 Ghent Street - and it starts the moment you step inside. The natural wood tongue-and-groove ceiling with exposed beams runs the full length of the open-concept living, dining, and kitchen area, giving this 1951 bungalow a warm, cottage-inspired character that’s completely unique. Sliding glass and French doors connect the interior directly to a large rear deck with privacy screening and gas BBQ hookup, making indoor-outdoor living seamless. The kitchen is well-appointed with natural wood cabinetry, dark granite counters, a centre island, stainless appliances, and industrial pendant lighting. Two generously sized bedrooms, a 3-piece bath, dedicated laundry room, and central air round out the single-level layout - carpet free throughout. A detached garage and driveway provide parking for three. The backyard is the kind that makes you stop and look twice - deep, fully fenced, and shaded by a canopy of towering mature trees that create a park-like setting right in the city. Steps to Geneva Street, Scott Street shops and restaurants, and a short drive to the QEW. Vine/Linwell is one of St. Catharines’ most established and sought-after north-end neighbourhoods.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Slab
- Roof
- Membrane, Flat
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 125 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $4,000 (2025)
Location
- Neighbourhood
- 442 - Vine/Linwell
- Cross Street
- Geneva St & Scott St
- Direction Faces
- East
Listing
- MLS® Number
- X14080736
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE NRC REALTY COMPASS ESTATES
Rooms
Features
Interior
- Carpet Free
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,413 per month
- Principal and interest
- $2,413
- Property tax
- $333
- Condo fees
- $0
- Estimated monthly cost
- $2,746
Your mortgage
- Mortgage amount
- $436,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $287,943
Cash to close
- Down payment
- $109,000
- Land transfer tax
- $7,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $116,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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