$235,000
↓ $40,000 from $275,000
Est. payment $1,041/moCalculate yours
321 Spruce Street 312, Waterloo, ON N2L 0G4
Waterloo, ON N2L 0G4
- 1 + 1 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of HOMELIFE LANDMARK REALTY INC. MLS® X13062008
About this home
Excellent Investment Opportunity. 1+1 Corner Condo Unit Located In The Center Of University Town In Waterloo. Steps Away from Wilfred Laurier University, University Of Waterloo And Conestoga College. The unit features a well-designed layout, quartz countertops, premium laminate flooring throughout, in-suite laundry, and comes with furniture (sold as-is). The bright den includes two windows and can serve as a second bedroom. A weekly cleaning service costing $126.72 per month makes the unit easier to rent out and generates higher rental returns. The building offers excellent amenities, including a gym, shuttle service, keyless entry system, guest suites, a rooftop terrace, and more. The current tenant will move out on May 31, 2026. The seller is highly motivated - don’t miss out on this prime opportunity!
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- Price Change
- Size
- 500 sqft
Interior
- Bedrooms
- 1 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 5
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete
Lot & Parking
- Parking
- None garage
Financial
- Property Taxes
- $3,414 (2025)
- Condo Fee
- $705/mo
- Fee Includes
- CAC Included, Common Elements Included, Condo Taxes Included, Heat Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- Columbia And King St N
Listing
- MLS® Number
- X13062008
- Days on Market
- 171
- Listed On
- 2026-04-30
- Possession
- Immediate
- Listed By
- HOMELIFE LANDMARK REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Included
- Built-in Microwave, Dishwasher, Dryer, Furniture (As is), Range Hood, Refrigerator, Stove, Washer, Window Coverings
Mortgage calculator
Estimated mortgage payment
$1,041 per month
- Principal and interest
- $1,041
- Property tax
- $284
- Condo fees
- $705
- Estimated monthly cost
- $2,030
Your mortgage
- Mortgage amount
- $188,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $124,159
Cash to close
- Down payment
- $47,000
- Land transfer tax
- $2,075
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $49,075
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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