Gurvinder Nokwal REALTOR®
For Sale Att/Row/Townhouse 40 days on market

$600,000

Est. payment $2,657/moCalculate yours

321 Tracy Street, St. Marys, ON N4X 0B4

St. Marys, St. Marys, ON N4X 0B4

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of Peak Select Realty Inc MLS® X13757042

About this home

Downsizing this fall? This one makes it easy. Set on a quiet cul-de-sac street in St. Marys, this freehold bungalow townhome gives you low-maintenance, one-level living with no condo fees. 2000 sq. ft. of finished space, and it’s a short walk to downtown shops, cafés, and everything you need. The main floor is bright and open, with 9-foot tray ceilings, carpet-free flooring, and plenty of natural light. The kitchen has a central island and looks out over the living and dining areas. Step through to the rear patio with awning and settle in with your morning coffee against a peaceful treed backdrop, a good spot to watch the leaves turn. Two bedrooms on the main floor keep things simple. The 3-piece bathroom was beautifully updated with a brand-new oversized walk-in shower and built-in bench (2026), a smart touch for aging in place. A large storage closet adds function, and interior access to the attached garage means you’re never braving the cold to get inside. When family visits or a project calls, the partially finished lower level has a roomy family/rec room, a second bathroom, and flexible space for guests or a home office. Add a covered front porch, garden shed, and private backyard, and you’ve got easy bungalow living with modern finishes in one of Ontario’s prettiest small towns. Welcome to St. Marys.

Property details

Overview

Property Type
Att/Row/Townhouse
Style
Bungalow
For
For Sale
Status
New
Approximate Age
6-15
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Full

Building & Systems

Heating
Other (Gas)
Cooling
Central Air
Exterior
Stone, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
30.03 x 184.34 Feet
Parking
Attached garage · 3 total
Zoning
R5-5

Financial

Property Taxes
$4,007 (2026)

Location

Neighbourhood
St. Marys
Cross Street
St. Maria St and Tracy St
Direction Faces
East

Listing

MLS® Number
X13757042
Days on Market
40
Listed On
2026-09-08
Possession
FLEX
Listed By
Peak Select Realty Inc

Rooms

Room Level Dimensions
Laundry Main 10′ 6″ × 6′ 9″
Office Lower 9′ 10″ × 15′ 1″
Family Room Lower 18′ 6″ × 15′ 5″
Living Room Main 17′ 10″ × 11′ 11″
Foyer Main 6′ 5″ × 17′ 9″
Primary Bedroom Main 14′ 4″ × 12′ 8″
Bedroom Main 9′ 9″ × 13′ 3″
Kitchen Main 14′ 0″ × 11′ 11″

Features

Interior

  • Air Exchanger
  • Other
  • Carpet Free

Property

  • Park
  • Ravine
  • River/Stream
  • School
  • Wooded/Treed

Pool

  • None
Included
S/S Refrigerator, S/S Gas Stove, S/S Built In Microwave, S/S Built In Dishwasher, All ELF's incl Ceiling Fans, Dryer, Washer- Awning. All IN "AS IS" Condition

Mortgage calculator

Minimum for this price: $35,000 (5.83%)

Amortization, years

Estimated mortgage payment

$2,657 per month

Principal and interest
$2,657
Property tax
$334
Estimated monthly cost
$2,991

Your mortgage

Mortgage amount
$480,000
Mortgage insurance
Not needed
Interest over 25 years
$317,001

Cash to close

Down payment
$120,000
Land transfer tax
$8,475
Total, before legal fees
$128,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

321 Tracy Street, St. Marys, ON N4X 0B4 St. Marys, St. Marys, ON N4X 0B4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$600,000 321 Tracy Street, St. Marys, ON N4X 0B4
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