$689,000
Est. payment $3,051/moCalculate yours
322 Fernwood Avenue, Oshawa, ON L1G 2H7
O'Neill, Oshawa, ON L1G 2H7
- 3 + 2 Beds
- 3 Baths
- 1,100 Sq Ft
Listing courtesy of CITYSCAPE REAL ESTATE LTD. MLS® E13714196
About this home
**Welcome to this Fully Renovated North Oshawa Home!** This exceptional freehold semi-detached backsplit has been completely renovated from top to bottom and offers the rare combination of **modern living, flexible multi-generational space, and excellent income potential**. Whether you are a first-time buyer looking to offset your mortgage, a growing or multi-generational family seeking separate living spaces, or an investor looking for a turn-key property, this home is ready to impress!The bright and inviting upper level features an **open-concept living area, 2 spacious bedrooms, and 2 beautifully renovated washrooms**. The brand-new kitchen showcases contemporary cabinetry, countertops and new appliances, creating a stylish and functional space for everyday living and entertaining. The fully finished lower-level suite, complete with a **separate entrance**, offers incredible flexibility with its own **brand-new kitchen, large living area, 2 bedrooms, brand-new 3-piece bathroom and separate laundry**. Ideal for extended family, guests, or potential rental income.No detail has been overlooked! The home features **brand-new flooring throughout, fresh paint, new interior fittings and fixtures, completely renovated kitchens and washrooms, and brand-new central A/C**. Both kitchens are equipped for comfortable independent living. Included are **2 washers, 2 dryers, 2 brand-new refrigerators, 1 gas stove in the upper kitchen, 1 electric stove in the lower kitchen, and 1 dishwasher**.Enjoy the outdoors in the **fully fenced backyard**, offering plenty of room for children, pets, summer gatherings and relaxation. Located in a desirable **North Oshawa neighborhood**, close to **highways, public transit, schools, shopping and everyday amenities**, this move-in-ready home offers exceptional versatility and convenience.**A rare opportunity to own a beautifully renovated home with two self-contained living spaces and tremendous flexibility! Nothing to do but move in and enjoy.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- Backsplit 4
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 28.16 x 148.89 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $4,421 (2025)
Location
- Neighbourhood
- O'Neill
- Cross Street
- RITSON/HILLCROFT
- Direction Faces
- North
Listing
- MLS® Number
- E13714196
- Days on Market
- 53
- Listed On
- 2026-08-26
- Possession
- Vacant
- Listed By
- CITYSCAPE REAL ESTATE LTD.
Rooms
Features
Interior
- Carpet Free
Pool
- None
- Included
- Brand new 2 Refrigerators, 1 Gas stove, 1 electric stove, A/c. Also comes with 2 washers, 2 dryers, all existing light fixtures, window coverings, and a storage shed.
- Rental items
- Hot water tank around $30 per month + HST. Furnace is rented for around $70 + HST. Sellers are negotiable on paying off the rental of furnace.
Mortgage calculator
Estimated mortgage payment
$3,051 per month
- Principal and interest
- $3,051
- Property tax
- $368
- Condo fees
- $0
- Estimated monthly cost
- $3,419
Your mortgage
- Mortgage amount
- $551,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $364,023
Cash to close
- Down payment
- $137,800
- Land transfer tax
- $10,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $148,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.