$2,300,000
Est. payment $10,184/moCalculate yours
3220 Harmony Road N, Oshawa, ON L1H 0K1
Rural Oshawa, Oshawa, ON L1H 0K1
- 4 + 1 Beds
- 5 Baths
- 3 Garage
- 3,000 Sq Ft
Listing courtesy of Your Home Sold Guaranteed Realty Imperium MLS® E13846596
About this home
Luxury living with an exceptional income-producing feature! Set on just under 2 acres in one of North Oshawa’s most desirable locations, this private executive residence offers more than a beautiful place to call home. The on-site storage lot is currently rented for $10,000 per month, representing $120,000 in annual gross rental income at the current rental rate-a standout feature that makes this property a truly unique offering. Tucked away in a peaceful setting, yet minutes from Highway 407 and major amenities, this beautifully updated home combines convenience, privacy, and timeless elegance. High-end finishes and classic French doors enhance the living spaces throughout. Every bedroom includes a walk-in closet, while the spacious primary suite features a spa-inspired ensuite and dedicated his-and-hers walk-in closets. The versatile lower level is ideally suited for multi-generational living or extended family, offering impressive ceiling heights, a generous recreation area, its own kitchen, a separate entrance, and a residential lift providing direct access to a fully outfitted in-law suite. Heated bathroom floors add another touch of everyday luxury. An expansive attached three-car garage and a separate detached garage provide ample room for vehicles, equipment, hobbies, or a workshop. Professionally landscaped grounds, established perennial gardens, fruit trees, and beautiful views create a serene outdoor retreat. Hundreds of thousands of dollars have been invested in upgrades, including a whole-home generator, tankless on-demand hot water system, water softener, pressure tank, central vacuum with attachments, and an alarm system. The property is also plumbed for irrigation. An extraordinary opportunity to combine executive living, space for extended family, and substantial rental income in a prestigious North Oshawa setting.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 3,000 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 5
- Kitchens
- 2
- Total Rooms
- 13
- Basement
- Finished, Apartment
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 295.39 x 286.88 Feet
- Parking
- Attached garage · 21 total
Financial
- Property Taxes
- $13,258 (2025)
Location
- Neighbourhood
- Rural Oshawa
- Cross Street
- Harmony / Columbus
- Direction Faces
- West
Listing
- MLS® Number
- E13846596
- Days on Market
- 17
- Listed On
- 2026-10-01
- Listed By
- Your Home Sold Guaranteed Realty Imperium
Rooms
Features
Interior
- Accessory Apartment
- In-Law Capability
- In-Law Suite
- Propane Tank
- Storage
- Sump Pump
- Water Purifier
- Water Treatment
- Wheelchair Access
Property
- Clear View
- School
Pool
- None
- Included
- S/S Sub-Zero Fridge, B/I Stove, B/I Oven, B/I Dishwasher, Clothes Washer/Dryer, All ELFs
- Rental items
- hotwater tank
Mortgage calculator
Estimated mortgage payment
$10,184 per month
- Principal and interest
- $10,184
- Property tax
- $1,105
- Condo fees
- $0
- Estimated monthly cost
- $11,289
Your mortgage
- Mortgage amount
- $1,840,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,215,171
Cash to close
- Down payment
- $460,000
- Land transfer tax
- $43,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $503,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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