$555,000
Est. payment $2,457/moCalculate yours
325 Ball Street, Cobourg, ON K9A 3J1
Cobourg, Cobourg, ON K9A 3J1
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Keller Williams Energy Real Estate MLS® X13875282
About this home
Set in a walkable Cobourg location, this home puts the best parts of town within easy reach. Morning at the market? Walk there. Dinner downtown? No car required. Beach day? Grab your towel and go. Character and everyday convenience come together throughout this home, with hardwood floors flowing across both the main and second levels. Main floor laundry and second bathroom is cleverly tucked behind a pocket door, keeping it convenient yet separate from the main living space. Just off the kitchen, the dining room offers plenty of room to gather, whether it’s a casual weeknight dinner, holiday celebrations or a full house of family and friends. The custom kitchen cabinetry adds a distinctive touch, with beautifully curved cabinets that bring character, craftsmanship and a softness to the space you simply don’t find in cookie cutter kitchens. With three bedrooms, there’s room to grow and flexibility to adapt whether you need space for a growing family, overnight guests, a dedicated home office or a little of each. Upstairs, what was once a fourth bedroom has been converted into a convenient three piece bathroom, giving the second level added functionality alongside the home’s three bedrooms. The conversion was completed prior to the current owners. For an older home, storage is a welcome surprise, with closets & cubbies providing practical space that’s often hard to find in homes of this style. There’s even more room to tuck things away in the interior access half-height basement/crawl space. At the back of the home, a mudroom creates the perfect transition from the fully fenced yard, giving muddy shoes, wet boots and the family pup a place to dry off before coming inside. Practical spaces, unexpected storage and thoughtful updates, all while keeping the character that makes an older home feel like home.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Half, Unfinished, Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block, Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 41.41 x 106.25 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,870 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Ball St. & King St. W.
- Direction Faces
- West
Listing
- MLS® Number
- X13875282
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- Jan / Feb 2027
- Listed By
- Keller Williams Energy Real Estate
Rooms
Features
Interior
- Storage
- Water Heater Owned
Property
- Beach
- Fenced Yard
- Golf
- Hospital
- Place Of Worship
- Marina
Pool
- None
- Included
- Existing Appliances: Fridge, Stove, Hood Fan, Washer & Dryer / Existing Light Fixtures / Curtain Rods / Shed
- Excluded
- Curtains & Staging Decor / Personal Items
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,457 per month
- Principal and interest
- $2,457
- Property tax
- $323
- Condo fees
- $0
- Estimated monthly cost
- $2,780
Your mortgage
- Mortgage amount
- $444,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $293,226
Cash to close
- Down payment
- $111,000
- Land transfer tax
- $7,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $118,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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