$799,999
Est. payment $3,542/moCalculate yours
326 Cochrane Street, Whitby, ON L1N 5J3
Rural Whitby, Whitby, ON L1N 5J3
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Coldwell Banker Electric Realty MLS® E13870474
About this home
Welcome to 326 Cochrane Street - where charm, space, and opportunity can come together. Rarely offered, this beautifully maintained all-brick bungalow sits on an impressive 69 x 136 ft. lot, perfectly positioned between Downtown Whitby and Lynde Creek. It’s the kind of home that gives you room to grow, space to gather, and possibilities for the future. Inside, the bright main floor offers 3 bedrooms, inviting living spaces, and thoughtful updates, including custom closet systems in the front hall and primary bedroom (2026). The finished basement adds even more flexibility with an additional bedroom, office, large recreation room, playroom/den, and brand-new carpeting (2026). With its existing layout, it could also be converted into an in-law suite or income-generating apartment - perfect for multi-generational living or future rental potential. Outside, the oversized backyard offers endless possibilities - whether you’re dreaming of entertaining, gardening, creating the ultimate family retreat, or even building a future addition to take advantage of the expansive lot. Across from a top-tier elementary school, minutes from Downtown Whitby, parks, shops, cafes, groceries, GO Transit and Highway 401. This isn’t just a house - it’s a place to put down roots, make memories, and build your future.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 69 x 136 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R1
Financial
- Property Taxes
- $6,429 (2026)
Location
- Neighbourhood
- Rural Whitby
- Cross Street
- Cochrane Street & Dundas Street
- Direction Faces
- West
Listing
- MLS® Number
- E13870474
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- TBA
- Listed By
- Coldwell Banker Electric Realty
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
Property
- Library
- Public Transit
- School
- School Bus Route
Pool
- None
- Included
- Fridge in kitchen and utility room, Stove, Dishwasher, Microwave, Washer, Dryer, All light fixtures, Curtain rods, Window coverings in basement
- Excluded
- Hot water heater, Air conditioner
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $536
- Condo fees
- $0
- Estimated monthly cost
- $4,078
Your mortgage
- Mortgage amount
- $639,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,667
Cash to close
- Down payment
- $160,000
- Land transfer tax
- $12,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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