$647,000
↓ $20,500 from $667,500
Est. payment $2,865/moCalculate yours
326 Vincent Drive, North Dumfries, ON N0B 1E0
North Dumfries, ON N0B 1E0
- 3 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of R.W. Dyer Realty Inc.,Brokerage MLS® X13848024
About this home
This bright and updated 3-bed, 2.5-bath semi-detached home offers an open-concept layout and a comfortable cottage style that draws you in. The main floor features a spacious living room with engineered hardwood flooring, a dedicated dining area, and kitchen with a custom mapleisland, undermount sink, new pendant lighting and freshly painted cabinetry and walls. A refreshed powder room and shiplap accent wall in theliving room add thoughtful finishing touches. The entire main floor, stairwell and second-floor hallway were professionally painted in September2026 in a timeless palette. Upstairs, the spacious primary bedroom has a walk-in closet with a custom Closets by Design organization systemand a private ensuite with a walk-in shower and professionally installed glass. Two additional bedrooms each feature professionally installedClosetMaid organizers, while the bathroom has been refreshed with new lighting and a fan. Outside, the landscaped backyard and recentlyextended deck (2026) create a great space to enjoy the warmer months. The widened concrete driveway accommodates two cars side-by-side,and the garage includes built-in shelving and updated stairs and railing. The unfinished basement offers plenty of potential for future livingspace, storage or a recreation area. The sellers have invested over $35K in improvements to the home, with some updates including the custommaple kitchen island top, new Grohe undermount sink and Moen faucet, a new Maytag dishwasher and LG washer in 2026, a custom Closets byDesign walk-in closet, updated lighting throughout, an extended deck in 2026, owned Culligan water softener, high-efficiency furnace and airconditioning. Set in the welcoming community of Ayr, this home is close to parks, trails, local shops, restaurants and everyday amenities, witheasy access to Cambridge, Kitchener-Waterloo and surrounding communities. Ayr has the charm of a small community with convenientconnections to the cities nearby.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 6-15
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 27.17 x 109.91 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R
Financial
- Property Taxes
- $3,866 (2025)
Location
- Cross Street
- Howard Marshall
- Direction Faces
- North
Listing
- MLS® Number
- X13848024
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- Nov-19 pref.
- Listed By
- R.W. Dyer Realty Inc.,Brokerage
Rooms
Features
Interior
- Water Softener
Property
- Golf
- Greenbelt/Conservation
- Library
- Park
- School
Pool
- None
- Included
- Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Stove, Washer, Window Coverings, ClosetMaid closet organizers, Laundry Room Shelving, Garage Shelving, Original Kitchen Island Countertop (in basement), Basement Fridge, Electric Fireplace/Mantle
- Excluded
- Furniture, Wall Art, Mirror over Primary Bed, Dragonfly Dining Light, Propane Outdoor Fireplace, All Outdoor Planters, Mirroron Shiplap Wall
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,865 per month
- Principal and interest
- $2,865
- Property tax
- $322
- Condo fees
- $0
- Estimated monthly cost
- $3,187
Your mortgage
- Mortgage amount
- $517,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $341,833
Cash to close
- Down payment
- $129,400
- Land transfer tax
- $9,415
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $138,815
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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