$499,000
Est. payment $2,209/moCalculate yours
340 PALACE Road, Kingston, ON K7L 4T3
14 - Central City East, Kingston, ON K7L 4T3
- 3 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of EXP REALTY, BROKERAGE MLS® X13226244
About this home
Opportunity to own a well-maintained gem ideally located in a well-established, family-oriented neighbourhood in central Kingston with mature, tree-lined streets. It offers quiet suburban living while being very close to Queen’s University, St. Lawrence College and the downtown core, making it attractive for families, students, professionals, and investors. Grocery stores, pharmacies, and everyday conveniences are easily accessible in the surrounding area. A short drive brings you to Cataraqui Centre and Princess Street, major shopping corridors with retailers, services, restaurants, and professional offices.340 Palace Road showcases true pride of ownership and is perfect for first-time buyers, investors, or a small family. The home features updated flooring, paint, kitchen, and bathrooms. A convenient side entrance from the large, fully fenced backyard provides access to both the main and lower levels. The bright main floor offers an updated kitchen and bathroom, three bedrooms, and plenty of natural light. The finished lower level includes a spacious recreation room, a full bathroom, two additional rooms, ample storage, and a mechanical/laundry area.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40.67 x 130.16 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $4,298 (2025)
Location
- Neighbourhood
- 14 - Central City East
- Cross Street
- Princess Street (County Road 2) to Bath Road to Palace Road.
- Direction Faces
- West
Listing
- MLS® Number
- X13226244
- Days on Market
- 139
- Listed On
- 2026-06-01
- Possession
- TBD
- Listed By
- EXP REALTY, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Park
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washer, and dryer.
- Excluded
- None.
- Rental items
- HWT.
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $358
- Condo fees
- $0
- Estimated monthly cost
- $2,568
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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