$1,200,000
Est. payment $5,313/moCalculate yours
342499 14 Concession, Georgian Bluffs, ON N0H 2K0
Georgian Bluffs, Georgian Bluffs, ON N0H 2K0
- 3 + 2 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Royal LePage RCR Realty MLS® X13798048
About this home
Direct Francis Lake waterfront living in scenic Georgian Bluffs! On a deep half acre lot with a clean shoreline, private dock, and water views, this brick sidesplit presents an outstanding investment and potential. The main floor features a bright kitchen with butternut cabinets, a living and dining space, accented by rich cherry board and batten detailing. Large windows flood the living area with natural light, while a walk-out from the dining space leads directly to the deck overlooking the water. The upper level features three spacious bedrooms and a four piece bathroom. The fully finished walk-out basement includes a cozy family room centered around a propane fireplace, a second living room, two additional bedrooms, a three piece bathroom. Recent updates deliver true peace of mind, featuring a newly installed shingles (2025) and an owned water heater (2021). For all your storage and parking needs, the property features a detached two-car garage paired with an expansive driveway. Step outside to enjoy mature trees, sweeping country views, and direct access to the water for swimming or kayaking. Situated on a year-round municipal road off Grey Road 17, this home combines quiet rural side road living with quick access to Owen Sound amenities, Georgian Bay, and local Bruce Trail hiking routes. Book your private showing today to experience the incredible value and lifestyle this Francis Lake property has to offer!
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished, Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Block, Poured Concrete
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 66 x 340 Feet
- Parking
- Detached garage · 8 total
Financial
- Property Taxes
- $5,487 (2026)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Concession 14 & Grey Rd 17
- Direction Faces
- North
Listing
- MLS® Number
- X13798048
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- Flexible
- Listed By
- Royal LePage RCR Realty
Rooms
Features
Interior
- Sauna
- Water Heater Owned
- Water Treatment
- Propane Tank
Property
- Clear View
- Lake Access
- Lake/Pond
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Dishwasher, Washer, Dryer, Freezer, Fridge, Stove
- Excluded
- Personal belongings.
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$5,313 per month
- Principal and interest
- $5,313
- Property tax
- $457
- Condo fees
- $0
- Estimated monthly cost
- $5,771
Your mortgage
- Mortgage amount
- $960,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $634,002
Cash to close
- Down payment
- $240,000
- Land transfer tax
- $20,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $260,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.