Gurvinder Nokwal REALTOR®
For Sale Detached 26 days on market

$489,900 ↓ $10,000 from $499,900

Est. payment $2,169/moCalculate yours

344 D’arcy Street, Cobourg, ON K9A 4A3

Cobourg, Cobourg, ON K9A 4A3

  • 3 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of Re/Max Hallmark First Group Realty Ltd. MLS® X13815562

About this home

If you’ve been waiting for a detached home in Cobourg that doesn’t come with an elevated price tag, this might be the one. Offered at $499,900, this century home delivers more space, character & possibility than you might expect, w/a flexible layout, private backyard and a location that keeps everyday conveniences close at hand. Step inside the porch and you’re welcomed by a bright, inviting living room with updated flooring, soft neutral tones (freshly painted) and plenty of natural light. From here, the home flows naturally into a spacious dining room and a bright, functional, yet small kitchen, where classic cabinetry, generous counter space & abundant windows create a welcoming place to cook and connect. A convenient main floor 4pc. bath as well family room or 4th bed offers flexibility for a home office, playroom or hobby space. Access to the enclosed porch complete the main level, while the gas fireplace adds a cozy touch for cooler evenings. Upstairs, the home’s character really shines with sloped ceilings, unique architectural windows and three comfortable bedrooms. The 3pc. bathroom brings a little unexpected charm with a classic clawfoot tub and skylight overhead. The primary bedroom offers generous proportions and not one, but two walk-in closets, while the additional bedrooms provide plenty of flexibility for family, guests or work-from-home space. Outside, a spacious rear deck extends your living space through the warmer months, overlooking a private, manageable backyard with mature greenery & a garden shed. There’s more below, with an unfinished basement offering excellent storage & utility space, updated electrical and mechanics. Whether you’re buying your first home, moving out of a condo or looking for a detached property with room to make it your own, this Cobourg cutie has character, flexibility & plenty of possibility.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Stone, Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
76.79 x 83 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$3,802 (2026)

Location

Neighbourhood
Cobourg
Cross Street
University Ave E & D'Arcy St
Direction Faces
West

Listing

MLS® Number
X13815562
Days on Market
26
Listed On
2026-09-22
Possession
TBD
Listed By
Re/Max Hallmark First Group Realty Ltd.

Rooms

Room Level Dimensions
Bedroom Main 8′ 10″ × 11′ 7″
Laundry Main 8′ 5″ × 9′ 1″
Bedroom Main 14′ 1″ × 10′ 0″
Dining Room Main 10′ 1″ × 18′ 0″
Primary Bedroom Second 12′ 6″ × 19′ 6″
Living Room Main 13′ 5″ × 18′ 0″
Breakfast Main 9′ 7″ × 7′ 4″
Kitchen Main 13′ 1″ × 7′ 5″
Other Main 14′ 3″ × 13′ 10″

Features

Interior

  • Other

Pool

  • None
Included
Fridge, Stove, Washer, Dryer
Excluded
Staging Items

Mortgage calculator

Minimum for this price: $24,495 (5%)

Amortization, years

Estimated mortgage payment

$2,169 per month

Principal and interest
$2,169
Property tax
$317
Estimated monthly cost
$2,486

Your mortgage

Mortgage amount
$391,920
Mortgage insurance
Not needed
Interest over 25 years
$258,831

Cash to close

Down payment
$97,980
Land transfer tax
$6,273
Total, before legal fees
$104,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

344 D’arcy Street, Cobourg, ON K9A 4A3 Cobourg, Cobourg, ON K9A 4A3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$489,900 344 D’arcy Street, Cobourg, ON K9A 4A3
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