$489,900
↓ $10,000 from $499,900
Est. payment $2,169/moCalculate yours
344 D’arcy Street, Cobourg, ON K9A 4A3
Cobourg, Cobourg, ON K9A 4A3
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Re/Max Hallmark First Group Realty Ltd. MLS® X13815562
About this home
If you’ve been waiting for a detached home in Cobourg that doesn’t come with an elevated price tag, this might be the one. Offered at $499,900, this century home delivers more space, character & possibility than you might expect, w/a flexible layout, private backyard and a location that keeps everyday conveniences close at hand. Step inside the porch and you’re welcomed by a bright, inviting living room with updated flooring, soft neutral tones (freshly painted) and plenty of natural light. From here, the home flows naturally into a spacious dining room and a bright, functional, yet small kitchen, where classic cabinetry, generous counter space & abundant windows create a welcoming place to cook and connect. A convenient main floor 4pc. bath as well family room or 4th bed offers flexibility for a home office, playroom or hobby space. Access to the enclosed porch complete the main level, while the gas fireplace adds a cozy touch for cooler evenings. Upstairs, the home’s character really shines with sloped ceilings, unique architectural windows and three comfortable bedrooms. The 3pc. bathroom brings a little unexpected charm with a classic clawfoot tub and skylight overhead. The primary bedroom offers generous proportions and not one, but two walk-in closets, while the additional bedrooms provide plenty of flexibility for family, guests or work-from-home space. Outside, a spacious rear deck extends your living space through the warmer months, overlooking a private, manageable backyard with mature greenery & a garden shed. There’s more below, with an unfinished basement offering excellent storage & utility space, updated electrical and mechanics. Whether you’re buying your first home, moving out of a condo or looking for a detached property with room to make it your own, this Cobourg cutie has character, flexibility & plenty of possibility.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 76.79 x 83 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,802 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- University Ave E & D'Arcy St
- Direction Faces
- West
Listing
- MLS® Number
- X13815562
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- TBD
- Listed By
- Re/Max Hallmark First Group Realty Ltd.
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer
- Excluded
- Staging Items
Mortgage calculator
Estimated mortgage payment
$2,169 per month
- Principal and interest
- $2,169
- Property tax
- $317
- Condo fees
- $0
- Estimated monthly cost
- $2,486
Your mortgage
- Mortgage amount
- $391,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $258,831
Cash to close
- Down payment
- $97,980
- Land transfer tax
- $6,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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