$924,900
↓ $40,000 from $964,900
Est. payment $4,095/moCalculate yours
345 Ray Street, Saugeen Shores, ON N0H 2C1
Saugeen Shores, Saugeen Shores, ON N0H 2C1
- 2 + 2 Beds
- 3 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Sutton-Huron Shores Realty Inc. MLS® X13076820
About this home
Ideally located just a short walk to the sandy beaches of Lake Huron, this beautifully upgraded home offers a strong combination of quality finishes, thoughtful design, and outdoor living. Built in 2018 on a premium 59’x134′ lot, the home showcases an extensive list of builder upgrades throughout.Inside, the home is defined by 9-foot ceilings on both the main and basement levels, creating a bright, open atmosphere, while tray ceilings add architectural interest to the main living spaces. California shutters are featured on every window, providing a timeless, cohesive finish along with functional light control and privacy. Premium flooring flows throughout, paired with quartz countertops in the kitchen and bathrooms for a clean, upscale aesthetic.The primary suite features a well-appointed ensuite with a separate soaker tub, tiled shower, and heated tile floors.Step outside to a backyard designed for both relaxation and entertaining. The wrap-around deck offers plenty of space, with a large covered section creating a comfortable outdoor area. An 18-foot heated above-ground pool and a premium hot tub set beneath a gazebo create a true backyard retreat, offering a private, spa-like experience at home. The setup is further complemented by a dedicated “grill-zebo,” allowing for covered outdoor cooking in any weather. Stamped concrete extends from the driveway and continues around the home, leading seamlessly to the hot tub area. The property is further enhanced by beautifully maintained perennial gardens that provide colour and curb appeal from spring through fall, supported by a sandpoint irrigation system for efficient and convenient watering.A 24 x 24 garage offers ample room for vehicles and storage, while the stamped concrete driveway adds to the home’s strong first impression.A well-rounded property in one of Port Elgin’s most desirable locations, offering a great balance of indoor upgrades and outdoor lifestyle.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 59.17 x 134.44 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $5,754 (2025)
Location
- Neighbourhood
- Saugeen Shores
- Cross Street
- Ray st and Sunset BLVD
- Direction Faces
- East
Listing
- MLS® Number
- X13076820
- Days on Market
- 167
- Listed On
- 2026-05-04
- Possession
- Flexible
- Listed By
- Sutton-Huron Shores Realty Inc.
Features
Interior
- Auto Garage Door Remote
- Air Exchanger
- Carpet Free
- Water Heater
- Upgraded Insulation
- Sump Pump
- Primary Bedroom - Main Floor
Property
- Beach
- Campground
- Fenced Yard
- Golf
- Hospital
- Library
Pool
- Above Ground
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Pool and Pool Equipment, Hot tub, Sandpoint Pump.
- Excluded
- Shelf in Primary Bedroom
Mortgage calculator
Estimated mortgage payment
$4,095 per month
- Principal and interest
- $4,095
- Property tax
- $480
- Condo fees
- $0
- Estimated monthly cost
- $4,575
Your mortgage
- Mortgage amount
- $739,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $488,657
Cash to close
- Down payment
- $184,980
- Land transfer tax
- $14,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $199,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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