Gurvinder Nokwal REALTOR®
For Sale Detached 33 days on market

$499,900

Est. payment $2,213/moCalculate yours

346 Bay Street, Midland, ON L4R 1K2

Midland, Midland, ON L4R 1K2

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of RIGHT AT HOME REALTY MLS® S13783804

About this home

Welcome to this charming red-brick home, where timeless character meets modern updates. Filled with warmth and personality, this home features beautiful hardwood floors, custom trim work and an inviting three-season porch, along with beautifully landscaped gardens and a private backyard retreat. Inside, the open-concept main floor creates a wonderful flow between the kitchen and living space, making everyday living and entertaining effortless. The kitchen features modern cabinetry, stainless steel appliances and a charming window seat. Right off the kitchen, an additional space offers the perfect opportunity to customize and create a convenient powder room or main-floor laundry. Step outside and discover your own backyard retreat, complete with mature gardens, an interlock driveway and a fenced-in yard. A detached single-car garage/workshop with its own electrical panel, fully insulated interior and attached greenhouse offers incredible versatility for hobbies, projects, gardening or additional storage. Located just minutes from Midland’s vibrant downtown and beautiful Georgian Bay waterfront, you’ll have shops, restaurants, parks, trails and the waterfront lifestyle close to your doorstep. Recent updates include a new furnace, air conditioning and hot water tank (2026), adding peace of mind to this charming home.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Partial Basement, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
48.6 x 120 Feet
Parking
Detached garage · 6 total
Zoning
RM1

Financial

Property Taxes
$2,831 (2025)

Location

Neighbourhood
Midland
Cross Street
Bay Street Between Russell & Charles Street
Direction Faces
North

Listing

MLS® Number
S13783804
Days on Market
33
Listed On
2026-09-15
Possession
Flexible
Listed By
RIGHT AT HOME REALTY

Rooms

Room Level Dimensions
Other Main 7′ 0″ × 4′ 0″
Other Main 6′ 11″ × 3′ 3″
Dining Room Main 12′ 9″ × 16′ 6″
Kitchen Main 13′ 10″ × 13′ 3″
Primary Bedroom Second 10′ 9″ × 13′ 6″
Sunroom Main 6′ 7″ × 7′ 11″
- Second 11′ 6″ × 8′ 2″
Bathroom Second 7′ 5″ × 7′ 11″
Living Room Main 16′ 10″ × 11′ 9″

Features

Interior

  • Auto Garage Door Remote
  • Water Heater Owned

Pool

  • None
Included
Refrigerator, Stove, Rangehood Microwave, Convection Oven, Window Coverings, ELFs, Garage Door Opener, All Outdoor Furniture & Decor (Backyard), BBQ, Firepit

Mortgage calculator

Minimum for this price: $24,995 (5%)

Amortization, years

Estimated mortgage payment

$2,213 per month

Principal and interest
$2,213
Property tax
$236
Estimated monthly cost
$2,449

Your mortgage

Mortgage amount
$399,920
Mortgage insurance
Not needed
Interest over 25 years
$264,115

Cash to close

Down payment
$99,980
Land transfer tax
$6,473
Total, before legal fees
$106,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

346 Bay Street, Midland, ON L4R 1K2 Midland, Midland, ON L4R 1K2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,900 346 Bay Street, Midland, ON L4R 1K2
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