Gurvinder Nokwal REALTOR®
For Sale Detached 89 days on market

$835,000 ↓ $40,000 from $875,000

Est. payment $3,697/moCalculate yours

35 Cedar Bay Road, Kawartha Lakes, ON L0K 1B0

Carden, Kawartha Lakes, ON L0K 1B0

  • 3 + 1 Beds
  • 3 Baths
  • 4 Garage
  • 1,500 Sq Ft

Listing courtesy of RE/MAX RIGHT MOVE MLS® X13588428

About this home

Tucked away on a quiet street and right on the school bus route, this warm and welcoming 3+1 bedroom, 3-bath waterfront home offers everything you need for comfortable, year-round lakeside living with 103 feet of water frontage and a beautiful dock extending onto Canal lake, part of the renowned Trent-Severn Waterway.Inside you will find a bright, open-concept layout, freshly painted throughout. The main floor includes three generous bedrooms, a large dining room, spacious living room, main floor laundry, and a primary suite with a 4-piece ensuite and a walkout to the back deck the perfect spot to catch gorgeous sunrises.The kitchen is updated with sleek Quartz counters (2021) and top-of-the-line Samsung appliances, including a smart fridge (2022) .Downstairs, the newly renovated basement (2025) offers plenty of extra living space, featuring a 4th bedroom, dedicated office, home gym, and a large Family/ Rec room with a cozy wood-burning stove.Outside, theres room for everyone with a driveway that fits 8-10 cars, plus an attached 2-car garage converted into a comfortable bonus space with new flooring and a heat pump. You will also find a detached shop for extra storage or a workshop.Additional highlights include a Generac generator(2022) for peace of mind this home is ready for whatever life brings.Whether you’re looking for a full-time residence or a weekend retreat, this property has the space, the views, and all the extras to make every day feel like a getaway.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
16-30
Size
1,500 sqft

Interior

Bedrooms
3 + 1
Bathrooms
3
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
103 x 294.41 Feet
Parking
Attached garage · 12 total
Zoning
RR2

Financial

Property Taxes
$5,444 (2025)

Location

Neighbourhood
Carden
Cross Street
Cedar Bay / Rohallion
Direction Faces
East

Listing

MLS® Number
X13588428
Days on Market
89
Listed On
2026-07-21
Possession
Flexible Closing
Listed By
RE/MAX RIGHT MOVE

Rooms

Room Level Dimensions
Bedroom 2 Main 12′ 3″ × 8′ 6″
Bedroom 4 Basement 11′ 7″ × 10′ 7″
Family Room Basement 33′ 1″ × 22′ 0″
Primary Bedroom Main 11′ 5″ × 11′ 0″
Recreation Basement 13′ 4″ × 10′ 7″
Living Room Main 24′ 9″ × 13′ 9″
Dining Room Main 12′ 10″ × 19′ 0″
Bedroom 3 Main 11′ 9″ × 7′ 5″
Office Basement 10′ 10″ × 7′ 0″
Kitchen Main 18′ 10″ × 15′ 0″

Features

Interior

  • Generator - Full
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Water Treatment

Property

  • Beach
  • Lake Access
  • River/Stream
  • School Bus Route
  • Waterfront

Pool

  • None
Included
Existing Smart Fridge , Stove , Washer , Dryer , Generac Generator , Heat Pump (Garage) , Hot Tub (As Is), Dock, Gazebo,
Excluded
All Personal Belongings Not Limited To, BBQ, SMOKER, PATIO FURNITURE, SWING CHAIR (living Room) PONTOON BOAT , ALL MIRRORS , LAWN MOWER, FRIDGE (GARAGE) , ALL TV WALL MOUNTS , FURNITURE , TESLA EV CHARGER
Rental items
Water Softener, Water Treatment

Mortgage calculator

Minimum for this price: $58,500 (7.01%)

Amortization, years

Estimated mortgage payment

$3,697 per month

Principal and interest
$3,697
Property tax
$454
Estimated monthly cost
$4,151

Your mortgage

Mortgage amount
$668,000
Mortgage insurance
Not needed
Interest over 25 years
$441,160

Cash to close

Down payment
$167,000
Land transfer tax
$13,175
Total, before legal fees
$180,175
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

35 Cedar Bay Road, Kawartha Lakes, ON L0K 1B0 Carden, Kawartha Lakes, ON L0K 1B0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$835,000 35 Cedar Bay Road, Kawartha Lakes, ON L0K 1B0
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