Gurvinder Nokwal REALTOR®
For Sale Detached 13 days on market

$1,325,000

Est. payment $5,867/moCalculate yours

354 College Street, Cobourg, ON K9A 3V6

Cobourg, Cobourg, ON K9A 3V6

  • 5 Beds
  • 3 Baths
  • 2,500 Sq Ft
Map

Listing courtesy of Re/Max Hallmark First Group Realty Ltd. MLS® X13863766

About this home

Main-floor living, a private garden retreat & a separate, detached studio, just blocks from downtown Cobourg, waterfront trails and the beach! The Hough House, c.1867, pairs historic character with thoughtful updates, offering 5 bedrooms & 3 baths with flexibility for family, guests & working from home. The main-floor primary suite features dual walk-in closets with custom built-ins, dedicated 2-in-1 laundry machine & a luxury 3pc ensuite with heated floors, glass shower and custom storage. Direct access to a secluded hot tub deck from the primary creates a quiet place to unwind. At the heart of the home, the custom eat-in kitchen combines premium appliances, quartz counters, a generous centre island, built-in pantry & gas fireplace with views of the private courtyard as well as a walkout to the back yard. A formal dining room & formal living room combination form inviting spaces to gather, while the main floor family room is the perfect place to retreat. A south facing mudroom entry offers heated herringbone tile, built in fridge & impressive custom storage. Upstairs, four bedrooms with custom closets, an additional stackable laundry area & a beautifully finished 5pc bath with curbless shower, marble-topped vanity, toe-kick lighting & reeded soaker tub accommodate family & overnight guests. Outside, the south-facing courtyard is ready for dining & entertaining with a built-in gas BBQ & integrated speakers. Perennial gardens, flagstone paths & landscape lighting extend the experience into the private backyard. A detached approx. 492 sq. ft. studio/workshop, equipped with a heat pump, electric heat & wood stove, offers space for creative work, hobbies or an office separate from the house. Capital improvements include windows, doors, plumbing, electrical, insulation, roofing, decking & lighting. A distinctive combination of downtown convenience, main-floor comfort & space to make your own.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,500 sqft

Interior

Bedrooms
5
Bathrooms
3
Kitchens
1
Basement
Partial Basement, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Wood
Foundation
Concrete, Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
66 x 165 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$5,990 (2026)

Location

Neighbourhood
Cobourg
Cross Street
Division St & University Ave E
Direction Faces
East

Listing

MLS® Number
X13863766
Days on Market
13
Listed On
2026-10-05
Possession
TBD
Listed By
Re/Max Hallmark First Group Realty Ltd.

Rooms

Room Level Dimensions
Bedroom Second 20′ 6″ × 12′ 5″
Bedroom Second 11′ 1″ × 10′ 2″
Dining Room Main 11′ 9″ × 11′ 8″
Other Main 15′ 9″ × 11′ 5″
Bedroom Second 11′ 8″ × 14′ 4″
Bedroom Second 11′ 8″ × 12′ 5″
Family Room Main 17′ 5″ × 14′ 3″
Sitting Main 11′ 1″ × 14′ 2″
Living Room Main 11′ 8″ × 17′ 7″
Kitchen Main 10′ 7″ × 18′ 1″
Primary Bedroom Main 12′ 8″ × 11′ 9″
Other Second 11′ 8″ × 8′ 8″

Features

Interior

  • Other
  • Primary Bedroom - Main Floor
  • Sump Pump

Pool

  • None
Included
Window Coverings, Bathroom Mirrors, Garage Wine Fridge, Garage Work Bench/Shelving, Gas BBQ, Hot Tub, Outdoor Speakers, Built In Speakers Indoors, Firewood in Garage, Basement Shelving, Kitchen Fridge, Stove, Dishwasher, Hood Fan, 2 in 1 Washer/Dryer, Stackable Washer & Dryer
Excluded
Speaker Amp + Sonos Box, Apple TV Components
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $107,500 (8.11%)

Amortization, years

Estimated mortgage payment

$5,867 per month

Principal and interest
$5,867
Property tax
$499
Estimated monthly cost
$6,366

Your mortgage

Mortgage amount
$1,060,000
Mortgage insurance
Not needed
Interest over 25 years
$700,044

Cash to close

Down payment
$265,000
Land transfer tax
$22,975
Total, before legal fees
$287,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

354 College Street, Cobourg, ON K9A 3V6 Cobourg, Cobourg, ON K9A 3V6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,325,000 354 College Street, Cobourg, ON K9A 3V6
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