$575,000
↓ $14,900 from $589,900
Est. payment $2,546/moCalculate yours
355 Spence Street, Saugeen Shores, ON N0H 2L0
Saugeen Shores, Saugeen Shores, ON N0H 2L0
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Century 21 Millennium Inc. MLS® X13596762
About this home
Welcome to your perfect Southampton retreat - an adorable 1 1/2 storey home tucked away on a quiet corner lot only six blocks from the charming downtown core and the sandy shores of Lake Huron. Set on a generous 66′ x 103.42′ lot, this property captures the easygoing spirit of beach-town living with plenty of parking, lush privacy, and inviting outdoor spaces designed for relaxation. Spend sunny afternoons beside the tranquil pond, entertain friends on the two-tier deck, or unwind under the stars in your own private backyard oasis. Inside, the home is warm and welcoming, beginning with a practical mudroom featuring laundry and a convenient 2-piece powder room. The spacious kitchen, w/stainless appliances, and dining area opens through garden doors to the recently refurbished deck, making indoor-outdoor living effortless. A bright living room with cozy gas stove for comfort and convenience as well as hardwood floors provides the perfect gathering place. Main-floor bedroom with a large closet offers flexibility for guests, family, or single-level living. Upstairs, you’ll find a cozy sitting area, perfect for a home office, nestled between two additional bedrooms, each with closets and handy eaves storage. A full 4-piece bathroom with updated cabinetry and linen tower completes the upper level. Walking distance to downtown, Jubilee Accessible Park and Splashpad, Helliwell Soccer Complex & Chantry Centre. Whether you’re searching for a low maintenance four-season starter home, a place to land and call ‘home’ in retirement or a carefree cottage getaway with investment potential, this delightful Southampton property offers comfort, privacy, and the relaxed coastal lifestyle perhaps you’ve been dreaming of! Property offered fully furnished making it a ‘turn-key’ opportunity if you wish! Pack up the kids and your bathing suits and head to the beach! You will love this location, privacy and the casual presentation this delightful property wraps in to one complete package!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Aluminum Siding, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 103.42 Feet
- Parking
- None garage · 4 total
- Zoning
- R1
Financial
- Property Taxes
- $2,681 (2025)
Location
- Neighbourhood
- Saugeen Shores
- Cross Street
- Spence and Grey
- Direction Faces
- South
Listing
- MLS® Number
- X13596762
- Days on Market
- 87
- Listed On
- 2026-07-23
- Possession
- Flexible
- Listed By
- Century 21 Millennium Inc.
Rooms
Features
Interior
- On Demand Water Heater
- Water Heater Owned
- Primary Bedroom - Main Floor
Property
- Arts Centre
- Beach
- Golf
- Hospital
- Library
- Place Of Worship
Pool
- None
- Included
- Refrigerator, stove, microwave, Washer & Dryer, BBQ, furnishings and housewares as viewed
- Excluded
- Plants for staging. Contents of shed. Camper Van.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,546 per month
- Principal and interest
- $2,546
- Property tax
- $223
- Condo fees
- $0
- Estimated monthly cost
- $2,769
Your mortgage
- Mortgage amount
- $460,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $303,793
Cash to close
- Down payment
- $115,000
- Land transfer tax
- $7,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $122,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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