$969,000
Est. payment $4,291/moCalculate yours
3583/87 Southwood Beach Boulevard, Ramara, ON L0K 2B0
Rural Ramara, Ramara, ON L0K 2B0
- 4 + 2 Beds
- 3 Baths
- 3,000 Sq Ft
Listing courtesy of Sotheby's International Realty Canada MLS® S13770712
About this home
Two cottages. One incredible waterfront setting. Endless possibilities. Set on 2.2+ acres with 160 feet of south-facing frontage on beautiful Lake St. John, this property offers the rare opportunity to own not one, but two separate cottages-perfect for extended family, guests, shared ownership or additional rental potential. The main waterfront cottage features 4 bedrooms and 2 bathrooms, two spacious living rooms, plenty of open gathering space and a charming front porch with views across the water. A workshop adds practical space for hobbies, projects or storage, while the generous layout gives everyone room to relax and gather. Just steps away, the second 3-season guest cottage offers 2 bedrooms, 1 bathroom and its own kitchen. Ideal for visiting family and friends, overflow accommodation or an investment opportunity, this additional cottage adds exceptional flexibility. Outside the property shines; enjoy beautifully maintained grounds with plenty of flat open space for lawn games, family gatherings and summer entertaining. Gather around the fire pit in the evening, or make your way down to the water to enjoy the sunshine and south-facing exposure. Located on a municipally maintained road and conveniently close to Casino Rama, Washago and Orillia, you’re never far from restaurants, shopping, entertainment and everyday amenities, while still enjoying the privacy and relaxed pace of waterfront cottage living. Conveniently located in Simcoe County, known for big city amenities mixed with small town charm, with great highway access from Toronto. Enjoy winter activities - 40 minutes to downhill and Cross Country Skiing at Horseshoe Valley and Mount St Louis and snowmobile trails. 4-season living area/community, many full-time residents, with close access to schools & family amenities! Two cottages. Over two acres. 160 feet of south-facing Lake St. John waterfront. A truly versatile waterfront property with room for family, friends and plenty of year round memories.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 3,000 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood , Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 160.73 x 732.1 Feet
- Parking
- None garage · 20 total
Financial
- Property Taxes
- $5,812 (2026)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- Rama Road
- Direction Faces
- South
Listing
- MLS® Number
- S13770712
- Days on Market
- 38
- Listed On
- 2026-09-10
- Possession
- Flexible
- Listed By
- Sotheby's International Realty Canada
Features
Interior
- Workbench
- Water Heater Owned
Property
- Hospital
- Lake/Pond
- School Bus Route
- Waterfront
- Wooded/Treed
- Golf
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher (not currently working), Washer, Dryer, Pool/Pingpong Table, Hot Tub (as is)
Mortgage calculator
Estimated mortgage payment
$4,291 per month
- Principal and interest
- $4,291
- Property tax
- $484
- Condo fees
- $0
- Estimated monthly cost
- $4,775
Your mortgage
- Mortgage amount
- $775,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $511,957
Cash to close
- Down payment
- $193,800
- Land transfer tax
- $15,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $209,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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