Gurvinder Nokwal REALTOR®
For Sale Detached 47 days on market

$1,049,000 ↓ $125,000 from $1,174,000

Est. payment $4,645/moCalculate yours

35868 Fingal Line, Southwold, ON N5P 3S5

Fingal, Southwold, ON N5P 3S5

  • 5 Beds
  • 5 Baths
  • 2 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of RIGHT AT HOME REALTY MLS® X13732220

About this home

Escape to the country without sacrificing convenience. Situated on a beautiful 2.09-acre property, this impressive home is located just 10 minutes to Highway 401, 10 minutes to St. Thomas, and 7 minutes to the beaches, restaurants, and shops of Port Stanley. Have questions? This listing features “Talk to the Home” Call or Text (807) 799-4663 and ask anything about this property 24/7.This well-maintained home offers a spacious layout 5 bedrooms and 5 bathrooms with a main floor in-law suite and an indoor 40 feet by 15.75 feet heated shop all on individually powered 15 amp outlets. There’s a formal dining room, home office, and a stunning kitchen featuring quartz countertops, gas stove, and modern finishes. The second floor includes a generous primary bedroom, additional bedroom, and full bathroom, while the lower level boasts a large family room with a gas fireplace capable of heating the entire home. A major highlight is the self-contained apartment suite with its own private entrance, kitchen, living room, bedroom with walk-in closet, and full bathroom-perfect for multi-generational living, guests, or rental income potential. Step outside and enjoy your own private retreat featuring over 1,400 sq. ft. of deck space, a 27-foot pool with a new liner (2024), and plenty of room for entertaining. The property also includes a 14′ x 28′ shed, double-car garage, and parking for 15+ vehicles,. Additional features and updates include: Shingles (2021),200-amp service, Bosch Hybrid Heat Pump (Nov. 2025) with 10-year warranty, Tankless water heater, Pool pump (approx. 2 years old), Pool heater (approx. 3 years old)Epoxy front porch and walkway(2026), Rogers high-speed internet (900+ Mbps), separate well water supply for gardens and landscaping and the lawn tractor is included. This exceptional property offers the perfect combination of space, privacy, functionality, and income potential in a sought-after rural setting close to all amenities.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
2,000 sqft

Interior

Bedrooms
5
Bathrooms
5
Kitchens
2
Basement
Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Septic

Lot & Parking

Lot Size
247.54 x 345.7 Feet
Parking
Attached garage · 17 total

Financial

Property Taxes
$5,127 (2025)

Location

Neighbourhood
Fingal
Cross Street
Union Road
Direction Faces
North

Listing

MLS® Number
X13732220
Days on Market
47
Listed On
2026-09-01
Possession
Flexible
Listed By
RIGHT AT HOME REALTY

Rooms

Room Level Dimensions
Office Main 13′ 0″ × 10′ 11″
Bedroom 3 Main 13′ 0″ × 11′ 3″
Kitchen Main 12′ 0″ × 11′ 3″
Bedroom 2 Main 12′ 11″ × 11′ 2″
Primary Bedroom Second 16′ 10″ × 13′ 0″
Workshop Lower 40′ 4″ × 14′ 8″
Family Room Lower 36′ 8″ × 11′ 9″
Living Room Main 19′ 0″ × 12′ 11″
Living Room Main 15′ 5″ × 12′ 1″
Dining Room Main 15′ 7″ × 12′ 6″
Kitchen Main -
Bedroom 5 Second 13′ 11″ × 10′ 0″
Bedroom 4 Main 13′ 0″ × 11′ 3″

Features

Interior

  • Auto Garage Door Remote
  • Guest Accommodations
  • In-Law Suite

Property

  • School Bus Route

Pool

  • Above Ground
Included
Existing fridge, stove, washer, dryer, dishwasher, in law suite appliances, lawn tractor

Mortgage calculator

Minimum for this price: $79,900 (7.62%)

Amortization, years

Estimated mortgage payment

$4,645 per month

Principal and interest
$4,645
Property tax
$427
Estimated monthly cost
$5,072

Your mortgage

Mortgage amount
$839,200
Mortgage insurance
Not needed
Interest over 25 years
$554,224

Cash to close

Down payment
$209,800
Land transfer tax
$17,455
Total, before legal fees
$227,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

35868 Fingal Line, Southwold, ON N5P 3S5 Fingal, Southwold, ON N5P 3S5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,049,000 35868 Fingal Line, Southwold, ON N5P 3S5
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