$659,000
Est. payment $2,918/moCalculate yours
369 Southam Drive, Kawartha Lakes, ON K0M 1N0
Somerville, Kawartha Lakes, ON K0M 1N0
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® X13614480
About this home
Welcome to Kawartha Lakes waterfront living at its finest. This extensively improved home or cottage sits on 100 feet of pristine Burnt River frontage, offering the rare combination of a turn-key property where every major capital item has already been done - and done right. The waterfront itself has been fully transformed with armour stone shoreline protection and a substantial permanent dock system, delivering clean, stable water access that’s built to last with virtually no upkeep. A new three-season sunroom and wraparound deck extend your living space outdoors, creating effortless spots to enjoy morning coffee or evening river views across every season. Inside and out, the upgrades are thorough: a new drilled well, new septic system, and 200-amp electrical service with EV charging give you the infrastructure for comfortable, worry-free ownership. A fully permitted addition expands the home with an oversized bathroom, laundry, and additional storage. A steel roof, updated windows, updated siding, and improved insulation round out a property that performs as well in January as it does in July. A detached garage, multiple storage buildings, and ample parking on a flat, accessible lot add everyday practicality. The property sits near the end of a year-round maintained road, and fibre optic internet is available - so whether you’re working remotely or simply unwinding, this is a waterfront property that keeps up with your life. The Burnt River provides direct access into Cameron Lake and the rest of the Trent Severn Waterway for endless boating adventures. Properties this complete on the Burnt River don’t come along often, and almost never at this price point. Come see it for yourself.
Property details
Overview
- Property Type
- Detached
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 148 Feet
- Parking
- Detached garage · 9 total
- Zoning
- LSR(F)
Financial
- Property Taxes
- $2,269 (2025)
Location
- Neighbourhood
- Somerville
- Cross Street
- Northline and 2nd Concession
- Direction Faces
- East
Listing
- MLS® Number
- X13614480
- Days on Market
- 82
- Listed On
- 2026-07-28
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Clear View
- Electric Car Charger
- River/Stream
- Wooded/Treed
- Waterfront
Pool
- None
- Included
- Washer Dryer (new 2025), Stove, Fridge in kitchen, Fridge in entryway, All water purification equipment, outdoor bench glider, all indoor furniture, kitchen utensils, outdoor wicker sofa, composite Muskoka chairs on dock, cantilivered umbrella and cover on dock, wood in woodshed, riding lawnmower, two shelterlogic outdoor car shelters, separate pump for irrigation in river.
- Excluded
- Personal effects, stained glass x2, canoes kayaks, boat and motor, trailer, flatbed trailer, shed and garage contents, pontoon boat, starlink satellite (fiberoptic is now available), fridge in garage, composite patio dining set, composite glider on deck, tippy truck, log splitter, snowmobile, BBQ
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,918 per month
- Principal and interest
- $2,918
- Property tax
- $189
- Condo fees
- $0
- Estimated monthly cost
- $3,107
Your mortgage
- Mortgage amount
- $527,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $348,173
Cash to close
- Down payment
- $131,800
- Land transfer tax
- $9,655
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $141,455
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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