$579,000
Est. payment $2,564/moCalculate yours
37 Spencer Street, Bracebridge, ON P1L 1E1
Monck (Bracebridge), Bracebridge, ON P1L 1E1
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Engel & Volkers Toronto Central MLS® X14014298
About this home
Welcome to your ultimate Muskoka haven! Perfectly located in the heart of charming Bracebridge, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of modern sophistication, natural beauty, and thoughtful design for anyone looking to retire in comfort or enter the real estate market with a low-maintenance, easy-to-maintain home. Inside, a sun-drenched, open-concept layout features a beautiful refresh, where large windows flood the living spaces with beautiful natural light to highlight the seamless flow between the kitchen, dining, and living areas. The spacious primary bedroom serves as a private oasis with its own ensuite, complete with a soaker tub and a separate walk-in shower, while main floor laundry hook-up adds ultimate everyday convenience. Situated on a desirable level lot, with a generous and private backyard, the exterior is designed for maximum enjoyment and minimal effort, showcasing a picturesque perennial rock garden and a Generac generator for absolute peace of mind. A standout attribute of this property is its exceptional, but discreet, built-in accessibility features, including an exterior ramp, an exterior lift, and a remote-operated door, making it a rare find for anyone looking to effortlessly age in place. Located just minutes from downtown Bracebridge’s boutique shops, vibrant dining, and scenic waterfalls, this property beautifully blends the peace of Muskoka living with urban conveniences, offering a rare opportunity to start living the Muskoka dream today.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 99 x 165 Feet
- Parking
- None garage · 4 total
- Zoning
- R1
Financial
- Property Taxes
- $4,029 (2026)
Location
- Neighbourhood
- Monck (Bracebridge)
- Cross Street
- Santa's Village Rd and Spencer St
- Direction Faces
- East
Listing
- MLS® Number
- X14014298
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- Flexible
- Listed By
- Engel & Volkers Toronto Central
Rooms
Features
Interior
- ERV/HRV
- Primary Bedroom - Main Floor
- Sump Pump
- Wheelchair Access
Property
- Hospital
- Park
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Microwave, Generac Generator, Exterior Lift, Exterior Ramp, Automatic Door
- Excluded
- Staging Items.
- Rental items
- Hot Water Tank $469.28/year
Mortgage calculator
Estimated mortgage payment
$2,564 per month
- Principal and interest
- $2,564
- Property tax
- $336
- Condo fees
- $0
- Estimated monthly cost
- $2,899
Your mortgage
- Mortgage amount
- $463,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $305,906
Cash to close
- Down payment
- $115,800
- Land transfer tax
- $8,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $123,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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