Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 89 days on market

$499,000 ↓ $26,000 from $525,000

Est. payment $2,209/moCalculate yours

38 Elm Street 3200, Toronto, ON M5G 2K5

Bay Street Corridor, Toronto, ON M5G 2K5

  • 1 Beds
  • 1 Baths
  • 700 Sq Ft
Map

Listing courtesy of URBANOMA INC. MLS® C13591362

About this home

One-Bedroom Luxury Condo at Bay and Elm in Downtown Toronto. Bright Unit with Ample Sunlight and Breathtaking NW Views, Separate Kitchen with Stainless-Steel Appliances and Oven. Featuring Large Bedroom with Walk-In Closet, Large Bathroom with both Bathtub and Shower. One Locker Included, No Parking. Prime Location Within Walking Distance to Subway, Universities, Hospitals, Restaurants and Eaton Centre. Building Amenities Include a 24-hour Concierge, Gym, Party Room, Indoor Pool with Sauna, Kids Room and More. All Utilities are Included; Only Internet and Cable TV are extra. Strictly No Pets Allowed as Per Condo Building Rules.

Property details

Overview

Property Type
Condo Apartment
Style
Apartment
For
For Sale
Status
Price Change
Approximate Age
31-50
Size
700 sqft

Interior

Bedrooms
1
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
Central Air
Exterior
Concrete

Lot & Parking

Parking
Underground garage

Financial

Property Taxes
$2,986 (2025)
Condo Fee
$910/mo
Fee Includes
Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets
No

Location

Neighbourhood
Bay Street Corridor
Cross Street
Bay St and Elm St

Listing

MLS® Number
C13591362
Days on Market
89
Listed On
2026-07-21
Possession
Immediate
Listed By
URBANOMA INC.

Rooms

Room Level Dimensions
Kitchen Flat 8′ 0″ × 0′ 4″
Primary Bedroom Flat 11′ 0″ × 15′ 0″
Dining Room Flat 23′ 11″ × 11′ 10″
Laundry Flat 6′ 11″ × 3′ 11″
Foyer Flat 6′ 6″ × 4′ 0″
Living Room Flat 23′ 11″ × 11′ 10″

Features

Interior

  • Carpet Free

Property

  • Clear View
  • Hospital
  • Library
  • Park
  • Public Transit
  • Rec./Commun.Centre

Amenities

  • Concierge
  • Elevator
  • Exercise Room
  • Guest Suites
  • Gym
  • Indoor Pool
Included
Stainless-Steel Appliances: Fridge, Range-Hood Microwave, Dishwasher. Stove, White Stacked Washer And Dryer. All Existing Window Coverings, All Existing Light Fixtures.

Mortgage calculator

Minimum for this price: $24,950 (5%)

Amortization, years

Estimated mortgage payment

$2,209 per month

Principal and interest
$2,209
Property tax
$249
Condo fees
$910
Estimated monthly cost
$3,369

Your mortgage

Mortgage amount
$399,200
Mortgage insurance
Not needed
Interest over 25 years
$263,639

Cash to close

Down payment
$99,800
Land transfer tax (Ontario + Toronto)
$12,910
Total, before legal fees
$112,710
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

38 Elm Street 3200, Toronto, ON M5G 2K5 Bay Street Corridor, Toronto, ON M5G 2K5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,000 38 Elm Street 3200, Toronto, ON M5G 2K5
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