Gurvinder Nokwal REALTOR®
For Sale Detached 59 days on market

$399,900

Est. payment $1,771/moCalculate yours

38 Island 130 Severn River, Georgian Bay, ON L0K 1S0

Baxter, Georgian Bay, ON L0K 1S0

  • 2 Beds
  • 1 Baths

Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® X13695302

About this home

BOAT ACCESS - Welcome to your own private escape on Beechwood Island, where privacy, natural beauty & peaceful waterfront living come together. This adorable 522 sq. ft. cottage enjoys an impressive 339 ft. of incredibly private waterfront, tucked away on a secluded back bay with Crown land directly across & beside the property - no neighbours in sight. The 0.63 acre lot is surrounded by towering pine trees, granite outcroppings & a large natural rock wall that creates an added sense of privacy from the other side of the island. Explore the island’s walking trails, relax by the water & watch for wildlife or take advantage of the Trent Severn Waterway & explore the local lakes! Inside, the cottage features an open-concept kitchen, living & dining area with windows spanning the front of the cottage, filling the space with natural light & beautiful lake views. A newer pine ceiling & wood stove create the perfect cozy atmosphere for relaxing evenings. The main bedroom offers an additional adjoining room currently set up as a second bedroom, plus a 3pc bathroom with a newer incinerating toilet. Gloucester Pool has controlled water levels & is a full service lake with multiple restaurants, marinas & just one lock from Georgian Bay. Located 1.5 hours from the GTA & a 5 minute boat ride from the closest marinas. This cottage comes fully furnished & is ready for you to enjoy this year.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
< 700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Wood)
Cooling
None
Exterior
Wood
Foundation
Piers
Roof
Metal
Water
Other
Sewer
None

Lot & Parking

Lot Size
339 x 214 Feet
Parking
None garage
Zoning
SR

Financial

Property Taxes
$2,185 (2026)

Location

Neighbourhood
Baxter
Cross Street
None
Direction Faces
North

Listing

MLS® Number
X13695302
Days on Market
59
Listed On
2026-08-20
Possession
Flexible
Listed By
Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty

Rooms

Room Level Dimensions
Bedroom 2 Main 7′ 3″ × 6′ 5″
Bathroom Main 9′ 0″ × 7′ 3″
Primary Bedroom Main 7′ 3″ × 12′ 8″
Living Room Main 10′ 0″ × 11′ 9″
Dining Room Main 9′ 4″ × 11′ 9″
Kitchen Main 10′ 1″ × 7′ 7″

Features

Interior

  • Carpet Free
  • Water Heater Owned

Property

  • Beach
  • Golf
  • Marina
  • Park
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
Fridge, Stove (as-is condition), Window Coverings, Red chairs on dock, most furniture inside
Excluded
Paddles inside above windows, outdoor furniture, propeller and oar on outside wall, personal items
Rental items
None

Mortgage calculator

Minimum for this price: $19,995 (5%)

Amortization, years

Estimated mortgage payment

$1,771 per month

Principal and interest
$1,771
Property tax
$182
Estimated monthly cost
$1,953

Your mortgage

Mortgage amount
$319,920
Mortgage insurance
Not needed
Interest over 25 years
$211,281

Cash to close

Down payment
$79,980
Land transfer tax
$4,474
Total, before legal fees
$84,454
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

38 Island 130 Severn River, Georgian Bay, ON L0K 1S0 Baxter, Georgian Bay, ON L0K 1S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$399,900 38 Island 130 Severn River, Georgian Bay, ON L0K 1S0
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