$399,900
Est. payment $1,771/moCalculate yours
38 Island 130 Severn River, Georgian Bay, ON L0K 1S0
Baxter, Georgian Bay, ON L0K 1S0
- 2 Beds
- 1 Baths
Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® X13695302
About this home
BOAT ACCESS - Welcome to your own private escape on Beechwood Island, where privacy, natural beauty & peaceful waterfront living come together. This adorable 522 sq. ft. cottage enjoys an impressive 339 ft. of incredibly private waterfront, tucked away on a secluded back bay with Crown land directly across & beside the property - no neighbours in sight. The 0.63 acre lot is surrounded by towering pine trees, granite outcroppings & a large natural rock wall that creates an added sense of privacy from the other side of the island. Explore the island’s walking trails, relax by the water & watch for wildlife or take advantage of the Trent Severn Waterway & explore the local lakes! Inside, the cottage features an open-concept kitchen, living & dining area with windows spanning the front of the cottage, filling the space with natural light & beautiful lake views. A newer pine ceiling & wood stove create the perfect cozy atmosphere for relaxing evenings. The main bedroom offers an additional adjoining room currently set up as a second bedroom, plus a 3pc bathroom with a newer incinerating toilet. Gloucester Pool has controlled water levels & is a full service lake with multiple restaurants, marinas & just one lock from Georgian Bay. Located 1.5 hours from the GTA & a 5 minute boat ride from the closest marinas. This cottage comes fully furnished & is ready for you to enjoy this year.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- None
Lot & Parking
- Lot Size
- 339 x 214 Feet
- Parking
- None garage
- Zoning
- SR
Financial
- Property Taxes
- $2,185 (2026)
Location
- Neighbourhood
- Baxter
- Cross Street
- None
- Direction Faces
- North
Listing
- MLS® Number
- X13695302
- Days on Market
- 59
- Listed On
- 2026-08-20
- Possession
- Flexible
- Listed By
- Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
Property
- Beach
- Golf
- Marina
- Park
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove (as-is condition), Window Coverings, Red chairs on dock, most furniture inside
- Excluded
- Paddles inside above windows, outdoor furniture, propeller and oar on outside wall, personal items
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $182
- Condo fees
- $0
- Estimated monthly cost
- $1,953
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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