$619,900
Est. payment $2,745/moCalculate yours
38 Lay Street, Barrie, ON L4M 4A7
Wellington, Barrie, ON L4M 4A7
- 3 + 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RARE REAL ESTATE MLS® S13756688
About this home
All-Brick Sidesplit detached home with exceptional Privacy in East Barrie and the perfect blend of location, privacy, and investment potential. Perfect for growing families, multi-generational living, or savvy investors, this property features R2 zoning and sits on a private lot with no neighbours on one side! Bright & Functional Main Level - A sun-drenched, open living and dining area highlighted by large windows that fill the home with natural light. A generous eat-in kitchen offers abundant counter space, great storage, and convenient side door access. Three spacious bedrooms and a well-appointed 4-piece bathroom round out the main floor. Lower Level with In-Law or Rental Potential - You are greeted with a large rec room with a gas fireplace and plenty of natural light. Already outfitted with 2 additional bedrooms and a full bathroom, you’ll have a head start on creating an in-law suite or a legal income-generating unit. Private Outdoor Space & Parking - Enjoy complete tranquility on your private back deck. The adjacent lot to the north is city-owned and maintained, ensuring long-term privacy and peace of mind. Includes an attached 1-car garage with direct inside entry, plus a newly paved driveway that comfortably fits 4+ vehicles. Unbeatable East Barrie Location - Steps to local schools and public transit. Just minutes to RVH Hospital, Cundles Road shopping centres, Highway 400 access, and the scenic shores of Kempenfelt Bay on Lake Simcoe. Total finished SQFT 2,409.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- Sold Conditional
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 55.8 x 114.71 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $5,283 (2026)
Location
- Neighbourhood
- Wellington
- Cross Street
- Duckworth St and Grove St E
- Direction Faces
- West
Listing
- MLS® Number
- S13756688
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- Flexible
- Listed By
- RARE REAL ESTATE
Features
Interior
- Auto Garage Door Remote
- In-Law Capability
- Primary Bedroom - Main Floor
- Water Heater
- Water Softener
Property
- Fenced Yard
- Park
- School
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washer, dryer
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,745 per month
- Principal and interest
- $2,745
- Property tax
- $440
- Condo fees
- $0
- Estimated monthly cost
- $3,185
Your mortgage
- Mortgage amount
- $495,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $327,515
Cash to close
- Down payment
- $123,980
- Land transfer tax
- $8,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $132,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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