$449,900
Est. payment $1,992/moCalculate yours
381 Victoria Street N, Kitchener, ON N2H 5E4
Kitchener, ON N2H 5E4
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of PSR MLS® X13868102
About this home
CHARACTER & VERSATILITY! Welcome to this 3-bedroom, 2-full-bath home ideally situated in a central location close to shopping, the downtown core, parks, public transit, and offering easy access to the expressway. Brimming with potential, this home combines timeless charm with important modern updates, including an updated furnace, plumbing, and electrical. The spacious layout offers plenty of flexibility for families, first-time buyers, or investors, with excellent duplex potential for those looking to add value or create a two-unit income property. A detached single-car garage provides convenient parking and additional storage. With its desirable location, versatile floor plan, and significant updates already completed, this property presents an exciting opportunity to own a character home with both lifestyle appeal and investment potential. Close to everything you need while offering the convenience of easy commuting-this is one you won’t want to miss!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 42 x 100 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $3,726 (2026)
Location
- Cross Street
- Chestnut St & Lancaster St.
- Direction Faces
- East
Listing
- MLS® Number
- X13868102
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- 30-60
- Listed By
- PSR
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Library
- Park
- Place Of Worship
- Public Transit
- School
Pool
- None
- Included
- Fridges, stoves, washer, dryer (all in "as is" condition)
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $310
- Condo fees
- $0
- Estimated monthly cost
- $2,303
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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