Gurvinder Nokwal REALTOR®
For Sale Detached 26 days on market

$950,000

Est. payment $4,206/moCalculate yours

3850 South Shore Road, Loyalist, ON K0H 2S0

Amherst Island, Loyalist, ON K0H 2S0

  • 3 Beds
  • 3 Baths
  • 2,000 Sq Ft

Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13813522

About this home

There’s so much to say about this amazing property. Spectacular southern views over the open water of Lake Ontario greet you from this custom-built home on Amherst Island. Built in 2023 on just over an acre of private, landscaped grounds, the 1 storey design puts everything you need on the main floor: a great room with vaulted ceilings, a custom chef’s kitchen, and a family room that opens onto a screened porch overlooking farmers’ fields. The main floor primary bedroom includes a full ensuite, and the home’s accessible design features a roll-in shower, level-within-dwelling access, bath grab bars, and an open floor plan throughout. Upstairs, two additional bedrooms and a 4-piece bath give family or guests their own space, alongside a large 362 sq ft bonus room - ready to finish as a rec room, family room, studio, or simply left as unfinished storage. A two-storey guest house sits adjacent to the main home, offering its own main floor bedroom, roll-in shower bath, and an open kitchen, dining, and living space warmed by a propane fireplace, with a second-floor bedroom and private balcony overlooking the lake - ideal for extended family, guests, or rental income. The grounds include dry stone walls and metal sculptures crafted by a local artisan blacksmith and a storage barn for equipment and toys. Amherst Island offers a popular sand beach, vibrant welcoming community, quiet roads well suited to cycling, and a landscape that regularly draws nature lovers and photographers, all within three hours of Toronto, Montreal, and Ottawa.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
0-5
Size
2,000 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Board & Batten
Foundation
Slab, Concrete
Roof
Asphalt Shingle, Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
265 x 140.5 Feet
Parking
None garage · 6 total
Zoning
SR

Financial

Property Taxes
$1,466 (2026)

Location

Neighbourhood
Amherst Island
Cross Street
STELLA 40 FOOT
Direction Faces
North

Listing

MLS® Number
X13813522
Days on Market
26
Listed On
2026-09-22
Possession
FLEXIBLE
Listed By
RE/MAX FINEST REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Kitchen Main 10′ 4″ × 17′ 3″
Bedroom 3 Second 9′ 0″ × 14′ 8″
Bedroom 2 Second 11′ 0″ × 15′ 9″
Bathroom Second 5′ 3″ × 10′ 0″
Laundry Main 10′ 0″ × 11′ 5″
Bathroom Main 3′ 9″ × 5′ 1″
Family Room Main 8′ 11″ × 19′ 5″
Living Room Main 15′ 0″ × 13′ 2″
Primary Bedroom Main 12′ 1″ × 14′ 3″
Bathroom Main 9′ 6″ × 12′ 2″
Exercise Room Main 10′ 7″ × 17′ 3″
Utility Room Second 9′ 0″ × 7′ 0″
Other Second 31′ 6″ × 14′ 3″

Features

Interior

  • Carpet Free
  • Guest Accommodations
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Water Heater
  • Water Treatment
  • Wheelchair Access

Property

  • Beach
  • Island
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
Dishwasher, Dryer, Refrigerator, Stove, Range Hood. Appliances in the guest house. Outdoor lawn statues
Excluded
Tenant belonging in the guest house. Spinning wind chime metal lawn ornament
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $70,000 (7.37%)

Amortization, years

Estimated mortgage payment

$4,206 per month

Principal and interest
$4,206
Property tax
$122
Estimated monthly cost
$4,329

Your mortgage

Mortgage amount
$760,000
Mortgage insurance
Not needed
Interest over 25 years
$501,918

Cash to close

Down payment
$190,000
Land transfer tax
$15,475
Total, before legal fees
$205,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3850 South Shore Road, Loyalist, ON K0H 2S0 Amherst Island, Loyalist, ON K0H 2S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$950,000 3850 South Shore Road, Loyalist, ON K0H 2S0
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