$950,000
Est. payment $4,206/moCalculate yours
3850 South Shore Road, Loyalist, ON K0H 2S0
Amherst Island, Loyalist, ON K0H 2S0
- 3 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13813522
About this home
There’s so much to say about this amazing property. Spectacular southern views over the open water of Lake Ontario greet you from this custom-built home on Amherst Island. Built in 2023 on just over an acre of private, landscaped grounds, the 1 storey design puts everything you need on the main floor: a great room with vaulted ceilings, a custom chef’s kitchen, and a family room that opens onto a screened porch overlooking farmers’ fields. The main floor primary bedroom includes a full ensuite, and the home’s accessible design features a roll-in shower, level-within-dwelling access, bath grab bars, and an open floor plan throughout. Upstairs, two additional bedrooms and a 4-piece bath give family or guests their own space, alongside a large 362 sq ft bonus room - ready to finish as a rec room, family room, studio, or simply left as unfinished storage. A two-storey guest house sits adjacent to the main home, offering its own main floor bedroom, roll-in shower bath, and an open kitchen, dining, and living space warmed by a propane fireplace, with a second-floor bedroom and private balcony overlooking the lake - ideal for extended family, guests, or rental income. The grounds include dry stone walls and metal sculptures crafted by a local artisan blacksmith and a storage barn for equipment and toys. Amherst Island offers a popular sand beach, vibrant welcoming community, quiet roads well suited to cycling, and a landscape that regularly draws nature lovers and photographers, all within three hours of Toronto, Montreal, and Ottawa.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Slab, Concrete
- Roof
- Asphalt Shingle, Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 265 x 140.5 Feet
- Parking
- None garage · 6 total
- Zoning
- SR
Financial
- Property Taxes
- $1,466 (2026)
Location
- Neighbourhood
- Amherst Island
- Cross Street
- STELLA 40 FOOT
- Direction Faces
- North
Listing
- MLS® Number
- X13813522
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- FLEXIBLE
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Carpet Free
- Guest Accommodations
- In-Law Capability
- Primary Bedroom - Main Floor
- Storage
- Water Heater
- Water Treatment
- Wheelchair Access
Property
- Beach
- Island
- Park
- Place Of Worship
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Dishwasher, Dryer, Refrigerator, Stove, Range Hood. Appliances in the guest house. Outdoor lawn statues
- Excluded
- Tenant belonging in the guest house. Spinning wind chime metal lawn ornament
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$4,206 per month
- Principal and interest
- $4,206
- Property tax
- $122
- Condo fees
- $0
- Estimated monthly cost
- $4,329
Your mortgage
- Mortgage amount
- $760,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $501,918
Cash to close
- Down payment
- $190,000
- Land transfer tax
- $15,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $205,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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