$479,000
Est. payment $2,121/moCalculate yours
397 William Street, Tay, ON L0K 2A0
Victoria Harbour, Tay, ON L0K 2A0
- 3 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage In Touch Realty MLS® S13683720
About this home
Do you have a large family? This classic family home on an impressive sized lot in Victoria Harbour could easily be a 5 bedroom home making it ideal for large families. It requires some work but with a little bit of elbow grease it is an excellent opportunity to make it your own. The main floor features a spacious living room, large country kitchen with walkouts to side yard and rear enclosed porch, a 4-pc bathroom with laundry, primary bedroom with 2-pc ensuite. The upper level has a family room and 2 nice size bedrooms and a 3-pc bathroom. Plenty of room for gardening, entertaining or simply unwinding at the end of the day. Additional features include a newer metal roof, 2 separate deck areas, storage shed and a 2-level shed. The massive lot would be perfect for your own detached garage/shop. The location is incredibly convenient. Close to local amenities, schools, access to Georgian Bay waterfront, parks, walking trails. So much to do - boating, fishing, swimming, hiking, cycling, snowmobiling, golfing, skiing, dining, tourist attractions and so much more. Minutes to Midland, Orillia and Barrie. Easy access to Hwy 400 and just 90 minutes to the GTA. This is a rare chance to get into a sought-after area. Incredible value at an affordable price. Don’t miss this opportunity to make it yours. Call to schedule your own private viewing today! Some photo’s are virtually staged.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 86.13 x 318.18 Feet
- Parking
- None garage · 6 total
- Zoning
- R2
Financial
- Property Taxes
- $2,226 (2025)
Location
- Neighbourhood
- Victoria Harbour
- Cross Street
- Winfield Drive & William St.
- Direction Faces
- East
Listing
- MLS® Number
- S13683720
- Days on Market
- 62
- Listed On
- 2026-08-17
- Possession
- TBD
- Listed By
- Royal LePage In Touch Realty
Rooms
Features
Interior
- Sump Pump
- Carpet Free
Property
- Park
- School
- School Bus Route
- Waterfront
- Marina
Pool
- None
- Included
- None
- Excluded
- None
- Rental items
- Buyer to verify any / all rentals (if any
Mortgage calculator
Estimated mortgage payment
$2,121 per month
- Principal and interest
- $2,121
- Property tax
- $186
- Condo fees
- $0
- Estimated monthly cost
- $2,306
Your mortgage
- Mortgage amount
- $383,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $253,073
Cash to close
- Down payment
- $95,800
- Land transfer tax
- $6,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $101,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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