$895,000
Est. payment $3,963/moCalculate yours
398 Gilbert Bay Lane, Wollaston, ON K0L 1P0
Wollaston, Wollaston, ON K0L 1P0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Royal LePage Real Estate Associates MLS® X13875842
About this home
Some cottages make you wait for the view. This one doesn’t.Walk through the door and Wollaston Lake is right there in front of you. Thoughtfully updated and fully winterized, this 3-bedroom, 2-bath cottage has been set up to be comfortable, practical and easy to enjoy in every season.The main living space is open and bright, with the kitchen, dining and living areas all oriented toward the lake and opening onto a large waterfront deck. In summer, you have 100 feet of private shoreline with deep, clear water for swimming and boating. When the weather turns cooler, the wood stove makes the family room the place you’ll want to be.There’s plenty of useful space beyond the cottage too. A dry boathouse keeps the waterfront gear out of the way, while the garage/workshop and large loft above give you room for projects, a games room, gym, studio or whatever else you need cottage space for.The primary bedroom has its own ensuite with a generous walk-in shower, and a Generac automatic backup generator takes some of the worry out of winter weather and power outages.But the setting is what ties it all together: big Wollaston Lake views, deep water off the shoreline and a cottage that’s already set up to enjoy year-round.Come for the view. Stay because everything else works.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Piers
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 184 Feet
- Parking
- Detached garage · 10 total
Financial
- Property Taxes
- $4,440 (2025)
Location
- Neighbourhood
- Wollaston
- Cross Street
- Hwy 620 & Ridge Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13875842
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- Flexible
- Listed By
- Royal LePage Real Estate Associates
Rooms
Features
Interior
- Carpet Free
- Central Vacuum
- On Demand Water Heater
- Generator - Full
- Water Treatment
- Water Softener
Property
- Campground
- Clear View
- Lake Access
- Lake/Pond
- Sloping
- Waterfront
Pool
- None
- Included
- Blinds, Electric Light Fixtures, Appliances, Water Heater
- Excluded
- Sellers Personal Items, Tools, Fishing Gear, Art, Keg Fridge
- Rental items
- NA
Mortgage calculator
Estimated mortgage payment
$3,963 per month
- Principal and interest
- $3,963
- Property tax
- $370
- Condo fees
- $0
- Estimated monthly cost
- $4,333
Your mortgage
- Mortgage amount
- $716,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $472,860
Cash to close
- Down payment
- $179,000
- Land transfer tax
- $14,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $193,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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