Gurvinder Nokwal REALTOR®
For Sale Detached 22 days on market

$649,900 ↓ $50,000 from $699,900

Est. payment $2,878/moCalculate yours

399 Church Street N, Cambridge, ON N3H 1W2

Cambridge, ON N3H 1W2

  • 2 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of KING REALTY INC. MLS® X13832284

About this home

Welcome to 399 Church St N, a fully renovated bungalow where fresh modern finishes meet the comfort and simplicity of one-level living. Set on a generous lot with impressive frontage, this home has been thoughtfully updated inside and offers a bright, welcoming layout that feels easy from the moment you walk through the door. The main floor features two comfortable bedrooms, a full bathroom, an inviting living room, and a beautifully updated kitchen that creates a natural gathering place for everyday meals, morning coffee, and time with family and friends. Downstairs, the finished lower level adds even more room to enjoy, with a spacious recreation area, third bedroom, and second full bathroom, giving you the flexibility for guests, a home office, playroom, or additional family space. An attached single-car garage provides the everyday convenience of covered parking along with additional storage. Outside, the wide frontage and spacious lot give the property a great presence from the street while offering plenty of outdoor space to make your own. Whether you’re starting out, downsizing, or simply looking for a move-in-ready home with a practical layout and room to enjoy, 399 Church St N brings together the charm of bungalow living with the benefit of a completely refreshed interior.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2 + 1
Bathrooms
2
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
62.11 x 74.93 Feet
Parking
Attached garage · 4 total
Zoning
R5

Financial

Property Taxes
$3,510 (2025)

Location

Cross Street
Laurel St
Direction Faces
North

Listing

MLS® Number
X13832284
Days on Market
22
Listed On
2026-09-26
Possession
Immediate
Listed By
KING REALTY INC.

Rooms

Room Level Dimensions
Recreation Basement 23′ 3″ × 22′ 8″
Bathroom Main 5′ 8″ × 7′ 5″
Bedroom Main 11′ 2″ × 10′ 7″
Bedroom Basement 14′ 2″ × 9′ 5″
Bathroom Basement 8′ 0″ × 9′ 3″
Utility Room Basement 17′ 3″ × 12′ 4″
Living Room Main 11′ 2″ × 16′ 4″
Primary Bedroom Main 10′ 10″ × 14′ 2″
Kitchen Main 11′ 9″ × 17′ 9″

Features

Interior

  • None

Property

  • Library
  • Park
  • School
  • Hospital
  • Place Of Worship
  • Rec./Commun.Centre

Pool

  • None

Mortgage calculator

Minimum for this price: $39,990 (6.15%)

Amortization, years

Estimated mortgage payment

$2,878 per month

Principal and interest
$2,878
Property tax
$293
Estimated monthly cost
$3,170

Your mortgage

Mortgage amount
$519,920
Mortgage insurance
Not needed
Interest over 25 years
$343,365

Cash to close

Down payment
$129,980
Land transfer tax
$9,473
Total, before legal fees
$139,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

399 Church Street N, Cambridge, ON N3H 1W2 Cambridge, ON N3H 1W2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$649,900 399 Church Street N, Cambridge, ON N3H 1W2
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