$520,000
↓ $19,000 from $539,000
Est. payment $2,302/moCalculate yours
4 Chapel Street, Prince Edward County, ON K0K 2T0
Picton Ward, Prince Edward County, ON K0K 2T0
- 2 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of PG DIRECT REALTY LTD. MLS® X13545326
About this home
Visit REALTOR website for additional information. Cottage-style house in Picton a half block from Main Street yet hidden away in a grove of maple, basswood and walnut trees. Home for a family or artist with a winterized detached garage as an office-studio-workshop. Built around 1940 in a neighbourhood of 6 other similar homes. A private lane from Chapel Street leads to a shared cul-de-sac for additional parking. Three storage spaces are easily accessible in the upstairs bedrooms and a ladder to the attic above the office. There is a perimeter fence with 2 gates, 3 doors into the house, and newer insulated windows throughout the house. Mail delivery at the Main Street post office with free box and 24/7 door key. New gutter guards easy to clean fall leaves and spring buds. 10×10′ steel garden shed included. Newer washer and dryer and electric oven and dishwasher, and refrigerator, all included. One of Prince Edward County’s most historic and eclectic neighbourhoods, interesting business owners, community parades, Remembrance Day ceremonies at the Cenotaph, Christmas concerts at Picton United Church, The Manse Inn, and two brew pubs only steps away. Just a 2-minute stroll to Delhi Park with a dog park and walking trails along Marsh Creek into scenic carriage roads through Glenwood Cemetery and the maple-hemlock woodlands on Macaulay Mountain.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 44.13 x 101.24 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $2,250 (2025)
Location
- Neighbourhood
- Picton Ward
- Cross Street
- Picton Main St. & Chapel St.
- Direction Faces
- West
Listing
- MLS® Number
- X13545326
- Days on Market
- 101
- Listed On
- 2026-07-09
- Possession
- Flexible
- Listed By
- PG DIRECT REALTY LTD.
Rooms
Features
Interior
- Storage
- Water Heater
Property
- Arts Centre
- Fenced Yard
- Marina
- Place Of Worship
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, All window coverings, All light fixtures, 10 x 10 Garden Shed.
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,302 per month
- Principal and interest
- $2,302
- Property tax
- $187
- Condo fees
- $0
- Estimated monthly cost
- $2,490
Your mortgage
- Mortgage amount
- $416,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $274,734
Cash to close
- Down payment
- $104,000
- Land transfer tax
- $6,875
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $110,875
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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