$549,000
Est. payment $2,431/moCalculate yours
4 George Street W, Havelock-Belmont-Methuen, ON K0L 1Z0
Havelock, Havelock-Belmont-Methuen, ON K0L 1Z0
- 3 Beds
- 4 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX HALLMARK EASTERN REALTY MLS® X13434130
About this home
Rare mixed-use income opportunity in the heart of Havelock. Welcome to 4 George Street, a recently renovated multi-unit detached property offering residential rental income, commercial income, and possible vendor take-back financing. This flexible property features three current income streams under one roof. The commercial unit is currently operating as Papa’s Pizza and is leased at $2,250/month plus utilities. The space includes a commercial kitchen, sitting area, two separate washrooms, and a large patio, making it well suited for continued restaurant use or future retail/business use, subject to zoning and municipal approvals. The property also includes two residential rental units. The one-bedroom unit features a full washroom, kitchen, and living space and is currently rented for $1,250/month with utilities included. The second residential unit offers two bedrooms, a kitchen, and a full bathroom and is currently rented for $1,550/month with utilities included. With total current rental income of approximately $5,050/month, plus utilities where applicable, this property offers a rare opportunity for investors seeking cash flow, mixed-use flexibility, and long-term value in Havelock. Conveniently located near Highway 7 and within walking distance to local amenities, this property provides strong tenant appeal, business visibility, and long-term investment potential. A must-see opportunity for investors, first-time buyers, and buyers looking for a mixed-use income property in Peterborough County. Buyer and buyer’s representative to verify financing, and vendor take-back terms. Seller will consider taking back a mortgage with a strong down payment, subject to acceptable terms and conditions.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 2
- Total Rooms
- 9
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Other)
- Cooling
- Window Unit(s)
- Exterior
- Aluminum Siding, Brick Front
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 86 Feet
- Parking
- None garage · 2 total
- Zoning
- Commercial
Financial
- Property Taxes
- $1,699 (2025)
Location
- Neighbourhood
- Havelock
- Cross Street
- Oak Street
- Direction Faces
- East
Listing
- MLS® Number
- X13434130
- Days on Market
- 129
- Listed On
- 2026-06-11
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK EASTERN REALTY
Rooms
Features
Interior
- None
Property
- School
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,431 per month
- Principal and interest
- $2,431
- Property tax
- $142
- Condo fees
- $0
- Estimated monthly cost
- $2,572
Your mortgage
- Mortgage amount
- $439,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,056
Cash to close
- Down payment
- $109,800
- Land transfer tax
- $7,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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