Gurvinder Nokwal REALTOR®
For Sale Detached 24 days on market

$564,500

Est. payment $2,499/moCalculate yours

4 Gray Street, Severn, ON L0K 1E0

Coldwater, Severn, ON L0K 1E0

  • 3 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of Royal LePage In Touch Realty MLS® S13825072

About this home

Welcome to this charming family home in the heart of Coldwater! Offering the perfect blend of character and modern updates, this 3-bedroom, 1.5-bath home is ideal for first-time home buyers, young families, or anyone looking to enjoy the charm of small-town living. Inside, you’ll find bright, spacious rooms with soaring ceilings, original hardwood flooring in the living room, and recently renovated bathrooms that add modern comfort while preserving the home’s timeless appeal. Major updates have already been completed, including a metal roof, newer windows, a high-efficiency furnace (2021), and a pergola (2021), providing peace of mind for years to come. The oversized, private lot offers exceptional outdoor living with plenty of room for children and pets to play, gardening, entertaining, or simply relaxing. Multiple outdoor spaces and ample storage make this property as functional as it is inviting. Located just steps from downtown Coldwater, you’ll enjoy easy access to local shops, restaurants, parks, walking trails, schools, and recreational facilities. With Highway 12 and Highway 400 only minutes away, commuting to Midland, Orillia, Barrie, and surrounding communities is quick and convenient. If you’ve been searching for an updated character home with an oversized lot, excellent location, and incredible value, this is one you won’t want to miss.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Vinyl Siding
Foundation
Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
45.53 x 190.31 Feet
Parking
None garage · 6 total
Zoning
R2

Financial

Property Taxes
$1,673 (2025)

Location

Neighbourhood
Coldwater
Cross Street
Sturgeon Bay/River
Direction Faces
South

Listing

MLS® Number
S13825072
Days on Market
24
Listed On
2026-09-24
Possession
flexible
Listed By
Royal LePage In Touch Realty

Rooms

Room Level Dimensions
Living Room Main 15′ 3″ × 13′ 7″
Dining Room Main 10′ 10″ × 9′ 9″
Bathroom Main 5′ 5″ × 2′ 6″
Bedroom 3 Second 12′ 10″ × 10′ 0″
Primary Bedroom Main 11′ 5″ × 10′ 8″
Foyer Main 15′ 3″ × 4′ 0″
Sunroom Main 8′ 1″ × 5′ 7″
Kitchen Main 20′ 11″ × 10′ 10″
Bathroom Second 8′ 7″ × 6′ 10″
Bedroom 2 Second 14′ 1″ × 11′ 3″

Features

Interior

  • Carpet Free
  • Primary Bedroom - Main Floor

Property

  • Fenced Yard
  • Level
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
Refrigerator, Stove, Dishwasher, Dryer, Washer, Window Coverings (excluding living room), Gazebo, White fridge in Shed off back deck
Excluded
Living room curtains & wall hanging vase, TV mounts, Live edge shelves & brackets in Kitchen, Shelves in lg bdrm upstairs, Hall & Main Floor Bdrm Mirrors, Dragonfly door knocker in porch, . Outside - lights on fence, garden lights, lights around and in the gazebo, curtains, rods, hooks & lights shed
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $31,450 (5.57%)

Amortization, years

Estimated mortgage payment

$2,499 per month

Principal and interest
$2,499
Property tax
$139
Estimated monthly cost
$2,639

Your mortgage

Mortgage amount
$451,600
Mortgage insurance
Not needed
Interest over 25 years
$298,245

Cash to close

Down payment
$112,900
Land transfer tax
$7,765
Total, before legal fees
$120,665
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

4 Gray Street, Severn, ON L0K 1E0 Coldwater, Severn, ON L0K 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$564,500 4 Gray Street, Severn, ON L0K 1E0
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