$769,000
Est. payment $3,405/moCalculate yours
4 Is 40 Go Home Lake, Georgian Bay, ON P0C 1H0
Gibson, Georgian Bay, ON P0C 1H0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Sotheby's International Realty Canada MLS® X13436058
About this home
Discover an exceptional island retreat on beautiful Whale Back Island in Crystal Bay, offering two separate waterfront exposures - a sun-soaked south shore with sandy beach and a scenic northwest shoreline perfect for sunsets. With 320 feet of total frontage and a level 0.85-acre lot, this property delivers rare usability, privacy, and year-round enjoyment. The renovated three season cottage features an inviting open-concept layout combining the living room, kitchen, and sunroom. The kitchen includes a centre island, double sink, and mostly stainless-steel appliances. The living room offers a cozy wood stove and walkout to the deck, while the sunroom provides panoramic lake views and its own walkout. There are 3 comfortable bedrooms, including a primary with direct ground-level access, plus a large 3-piece bath and convenient main-floor laundry. Outdoor living shines here: expansive lakeside decking, a charming gazebo, and a large, level yard ideal for family activities. The south-facing sandy beach offers gentle, kid-friendly entry, while the docks provide ample depth for boating. Enjoy two docks-an older secondary dock and a newer, oversized L-shaped dock with plenty of room for entertaining, swimming, and water sports. Located just an 8-minute boat ride from the marina and approximately 1.5 hours from the GTA, this island getaway is close to nearby towns for shopping, dining, and amenities. A rare opportunity to own a beautifully improved, highly usable island property on sought-after Go Home Lake.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Block, Piers, Steel Frame
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 320 x 258.99 Feet
- Parking
- None garage
- Zoning
- SR1
Financial
- Property Taxes
- $3,155 (2025)
Location
- Neighbourhood
- Gibson
- Cross Street
- Highway 400 and Go Home Lake Rd.
- Direction Faces
- South
Listing
- MLS® Number
- X13436058
- Days on Market
- 128
- Listed On
- 2026-06-12
- Listed By
- Sotheby's International Realty Canada
Rooms
Features
Interior
- Water Heater Owned
Property
- Beach
- Clear View
- Island
- Lake Access
- Wooded/Treed
- Marina
Pool
- None
- Included
- All Inside Furniture - 3 Couches (1 pullout), 3 Beds (Queen, double, King), 2 Dressers, 4 Nightstands, 6 stools, All fixtures, Fridge, Stove, Microwave, Dishwasher, Washer/Dryer, Bar fridge, TV, DVD player, 50-100 DVD's, 1 Canoe, 1 Kayak, 12' Trampoline (Not set up), Homemade wood Pontoon ramp to pull the boat up on land with a winch, Lawnmower, Trimmer, Shovels, Rakes, etc., 20 x 6 Foam mat, Starlink hardware.
- Excluded
- Any personal items (Pictures/Books etc)- Tools and related items.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,405 per month
- Principal and interest
- $3,405
- Property tax
- $263
- Condo fees
- $0
- Estimated monthly cost
- $3,668
Your mortgage
- Mortgage amount
- $615,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $406,290
Cash to close
- Down payment
- $153,800
- Land transfer tax
- $11,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $165,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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