$978,800
Est. payment $4,334/moCalculate yours
40 Fire Route 33, Havelock-Belmont-Methuen, ON K0L 1Z0
Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0
- 3 + 2 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of Century 21 United Realty Inc. MLS® X13488458
About this home
BELMONT LAKE IS CALLING. And this one is something special. With over 150 feet of prime waterfront on one of Ontario’s most desirable lakes, this rare property offers not one, but two separate residences-a beautifully updated year-round home and a charming guest cottage-creating the ultimate waterfront package for families, entertaining, and making memories that last a lifetime. The main home is spacious, inviting, and designed for real life at the lake. Offering 3 bedrooms, 2 bathrooms, a stunning primary suite with walk-in closet and ensuite, and plenty of room for everyone to gather after a day on the water. The bright living and dining spaces capture beautiful lake views, while the unfinished lower level with high ceilings offers incredible potential for future living space, a games room, home gym, or whatever your waterfront dreams include. The cottage is exactly what a cottage should be-full of charm, warm wood finishes, a relaxed lakefront feel, 2 bedrooms, updated bathroom, kitchen, living area, sunroom, and deck. The perfect spot for guests, kids, grandparents, or anyone lucky enough to get invited for the weekend. Outside is where the magic happens. Morning coffees at the dock. Long afternoons on the boat. Fishing, swimming, paddleboarding, sunset cruises, campfires, and every summer memory you’ve been chasing. There’s plenty of room for all the toys, all the people, and all the reasons you’ll never want to leave. Adding even more appeal, you’re within walking distance to the public boat launch, marina, and beach-making it easy to enjoy everything Belmont Lake has to offer. Properties like this are incredibly hard to find. Two residences. Exceptional waterfront. One of the Kawarthas’ most coveted lakes. This is the kind of place families buy today and talk about for generations.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 152 x 187.82 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $5,961 (2025)
Location
- Neighbourhood
- Belmont-Methuen
- Cross Street
- Miles of Memories/ Fire Route 33
- Direction Faces
- East
Listing
- MLS® Number
- X13488458
- Days on Market
- 115
- Listed On
- 2026-06-25
- Possession
- Flexible
- Listed By
- Century 21 United Realty Inc.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
- Water Treatment
Property
- Beach
- Clear View
- Lake Access
- Marina
Pool
- None
- Included
- Existing Fridge, Stove, Dishwasher, Washer, Dryer, Electrical Light Fixtures, Window Coverings, Shed. Appliances in Cottage- fridge, propane stove, Propane Tank(s)- owned, Hot Water Tank
- Excluded
- none
Mortgage calculator
Estimated mortgage payment
$4,334 per month
- Principal and interest
- $4,334
- Property tax
- $497
- Condo fees
- $0
- Estimated monthly cost
- $4,831
Your mortgage
- Mortgage amount
- $783,040
- Mortgage insurance
- Not needed
- Interest over 25 years
- $517,134
Cash to close
- Down payment
- $195,760
- Land transfer tax
- $16,051
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $211,811
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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