Gurvinder Nokwal REALTOR®
For Sale Detached 115 days on market

$978,800

Est. payment $4,334/moCalculate yours

40 Fire Route 33, Havelock-Belmont-Methuen, ON K0L 1Z0

Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0

  • 3 + 2 Beds
  • 3 Baths
  • 1,500 Sq Ft

Listing courtesy of Century 21 United Realty Inc. MLS® X13488458

About this home

BELMONT LAKE IS CALLING. And this one is something special. With over 150 feet of prime waterfront on one of Ontario’s most desirable lakes, this rare property offers not one, but two separate residences-a beautifully updated year-round home and a charming guest cottage-creating the ultimate waterfront package for families, entertaining, and making memories that last a lifetime. The main home is spacious, inviting, and designed for real life at the lake. Offering 3 bedrooms, 2 bathrooms, a stunning primary suite with walk-in closet and ensuite, and plenty of room for everyone to gather after a day on the water. The bright living and dining spaces capture beautiful lake views, while the unfinished lower level with high ceilings offers incredible potential for future living space, a games room, home gym, or whatever your waterfront dreams include. The cottage is exactly what a cottage should be-full of charm, warm wood finishes, a relaxed lakefront feel, 2 bedrooms, updated bathroom, kitchen, living area, sunroom, and deck. The perfect spot for guests, kids, grandparents, or anyone lucky enough to get invited for the weekend. Outside is where the magic happens. Morning coffees at the dock. Long afternoons on the boat. Fishing, swimming, paddleboarding, sunset cruises, campfires, and every summer memory you’ve been chasing. There’s plenty of room for all the toys, all the people, and all the reasons you’ll never want to leave. Adding even more appeal, you’re within walking distance to the public boat launch, marina, and beach-making it easy to enjoy everything Belmont Lake has to offer. Properties like this are incredibly hard to find. Two residences. Exceptional waterfront. One of the Kawarthas’ most coveted lakes. This is the kind of place families buy today and talk about for generations.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
3 + 2
Bathrooms
3
Kitchens
2
Basement
Full

Building & Systems

Heating
Forced Air (Propane)
Cooling
Window Unit(s)
Exterior
Vinyl Siding
Foundation
Concrete Block, Poured Concrete
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
152 x 187.82 Feet
Parking
None garage · 6 total

Financial

Property Taxes
$5,961 (2025)

Location

Neighbourhood
Belmont-Methuen
Cross Street
Miles of Memories/ Fire Route 33
Direction Faces
East

Listing

MLS® Number
X13488458
Days on Market
115
Listed On
2026-06-25
Possession
Flexible
Listed By
Century 21 United Realty Inc.

Rooms

Room Level Dimensions
Kitchen Flat 7′ 9″ × 9′ 2″
Bedroom 2 Main 13′ 2″ × 11′ 0″
Living Room Main 12′ 10″ × 12′ 9″
Bathroom Flat 7′ 9″ × 5′ 10″
Breakfast Main 8′ 8″ × 13′ 11″
Other Basement 29′ 3″ × 25′ 10″
Family Room Main 9′ 9″ × 13′ 10″
Kitchen Main 15′ 7″ × 9′ 6″
Living Room Flat 9′ 5″ × 15′ 6″
Bedroom 3 Main 11′ 0″ × 11′ 1″
Dining Room Main 12′ 8″ × 14′ 3″
Primary Bedroom Main 16′ 5″ × 20′ 8″
Bathroom Main 9′ 6″ × 8′ 9″
Sunroom Flat 7′ 7″ × 15′ 6″
Bedroom Flat 7′ 9″ × 17′ 7″
Primary Bedroom Flat 11′ 4″ × 17′ 7″
Bathroom Main 9′ 5″ × 6′ 0″

Features

Interior

  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Heater Owned
  • Water Treatment

Property

  • Beach
  • Clear View
  • Lake Access
  • Marina

Pool

  • None
Included
Existing Fridge, Stove, Dishwasher, Washer, Dryer, Electrical Light Fixtures, Window Coverings, Shed. Appliances in Cottage- fridge, propane stove, Propane Tank(s)- owned, Hot Water Tank
Excluded
none

Mortgage calculator

Minimum for this price: $72,880 (7.45%)

Amortization, years

Estimated mortgage payment

$4,334 per month

Principal and interest
$4,334
Property tax
$497
Estimated monthly cost
$4,831

Your mortgage

Mortgage amount
$783,040
Mortgage insurance
Not needed
Interest over 25 years
$517,134

Cash to close

Down payment
$195,760
Land transfer tax
$16,051
Total, before legal fees
$211,811
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

40 Fire Route 33, Havelock-Belmont-Methuen, ON K0L 1Z0 Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$978,800 40 Fire Route 33, Havelock-Belmont-Methuen, ON K0L 1Z0
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