$1,485,000
↓ $65,000 from $1,550,000
Est. payment $6,575/moCalculate yours
40 Harmony Drive, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 3 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13755570
About this home
Exceptional craftsmanship, thoughtful design and beautifully updated interiors come together in this custom-built Gatta residence, offering an impressive blend of architectural character and refined modern living.At the heart of the home is the spectacular open-concept great room, where soaring 19-foot ceilings create an immediate sense of scale and light. Floor-to-ceiling stone surrounds the fireplace, framed by custom built-in bookcases with granite detailing, while an expansive wall of windows fills the principal living and dining spaces with natural light.The fully updated kitchen has been beautifully reimagined with both style and entertaining in mind. Generous cabinetry, sophisticated finishes and an impressive centre island create a natural gathering place, seamlessly connecting the kitchen with the dining and living areas. The result is a warm, elegant space equally suited to everyday living and hosting family and friends.French doors open to a professionally designed conservatory, an exceptional extension of the living space featuring a vaulted ceiling, skylights, beautiful lighting and timeless flagstone flooring. Surrounded by views of the private grounds, this distinctive room offers an inviting setting to enjoy throughout the seasons.Outdoors, the backyard has been designed as a private retreat. A spacious flagstone patio provides an elegant backdrop for outdoor dining and entertaining, complemented by an in-ground saltwater pool and mature surroundings that create a wonderful sense of privacy.The main-floor primary suite offers the convenience of one-level living together with a spacious private ensuite. Beautiful proportions, quality finishes and numerous upgrades are carried throughout the home.Distinctive yet inviting, this exceptional Gatta-built residence offers the craftsmanship of a custom home, the sophistication of thoughtfully updated interiors and exceptional spaces designed for entertaining, relaxing and enjoying life at home.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 57.35 x 126.05 Feet
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $8,619 (2026)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- NIAGARA AND CHARLOTTE
- Direction Faces
- South
Listing
- MLS® Number
- X13755570
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- 30-60
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Water Heater
Pool
- Inground
- Salt
- Rental items
- HOT WATER TANK
Mortgage calculator
Estimated mortgage payment
$6,575 per month
- Principal and interest
- $6,575
- Property tax
- $718
- Condo fees
- $0
- Estimated monthly cost
- $7,294
Your mortgage
- Mortgage amount
- $1,188,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $784,578
Cash to close
- Down payment
- $297,000
- Land transfer tax
- $26,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $323,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.