Gurvinder Nokwal REALTOR®
For Sale Detached 93 days on market

$859,900

Est. payment $3,807/moCalculate yours

40 Ivey Lane, Otonabee-South Monaghan, ON K9J 6X8

Otonabee-South Monaghan, ON K9J 6X8

  • 3 + 1 Beds
  • 3 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of Century 21 United Realty Inc. MLS® X13578952

About this home

Rice Lake Waterfront Retreat - The Ideal Family Compound! Welcome to this meticulously maintained 3+1 bedroom, 2+1 bathroom home set along the shores of Rice Lake. An incredible destination known for its boating, fishing, and year-round enjoyment.The main floor offers a bright, open-concept living and dining area with beautiful hardwood floors, a functional kitchen, a cozy sitting room (easily converted back into a fifth bedroom), and a convenient main-floor bedroom. Upstairs provides a quiet retreat with two additional bedrooms and a 2-piece bath. The fully finished walkout lower level extends the living space with a cozy family room, fourth bedroom, 3-piece bath, laundry, and a spacious utility room. Complete with a separate entrance and screened room, ideal for in-law or multi-generational living.Enjoy coveted southeast exposure with breathtaking sunrise, sunset, and wildlife views. The impressive 22-foot sunroom showcases lovely views over Rice Lake, while newer front and back decks (less than 5 years old) offer great outdoor living space. Additional highlights include a durable steel roof (8 years old), 48 foot dock, a high-quality drinkable water system with excellent pressure, three functional outbuildings, and a fenced area for pets or hobbies. Conveniently located close to amenities and emergency services. Experience peaceful waterfront living on Rice Lake!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
3 + 1
Bathrooms
3
Kitchens
2
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Oil)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
86 x 205.26 Feet
Parking
None garage · 6 total

Financial

Property Taxes
$5,861 (2025)

Location

Cross Street
Paudash Street
Direction Faces
East

Listing

MLS® Number
X13578952
Days on Market
93
Listed On
2026-07-17
Possession
Flexible
Listed By
Century 21 United Realty Inc.

Rooms

Room Level Dimensions
Bedroom 3 Second 23′ 5″ × 12′ 5″
Kitchen Lower 20′ 5″ × 9′ 10″
Bedroom Main 12′ 8″ × 12′ 4″
Living Room Main 13′ 11″ × 17′ 3″
Sunroom Main 22′ 3″ × 7′ 8″
Utility Room Lower 12′ 6″ × 12′ 4″
Family Room Lower 12′ 8″ × 10′ 11″
Bedroom Lower 12′ 8″ × 12′ 4″
Dining Room Main 19′ 3″ × 8′ 6″
Foyer Main 10′ 1″ × 7′ 11″
Primary Bedroom Second 23′ 5″ × 22′ 1″
Sitting Main 12′ 4″ × 10′ 10″
Laundry Lower 12′ 7″ × 10′ 11″
Kitchen Main 15′ 6″ × 7′ 9″

Features

Interior

  • In-Law Capability

Pool

  • None
Included
Fridge, Stove, Microwave, Washer, Dryer, Window Coverings, Freezer, 48 foot Dock

Mortgage calculator

Minimum for this price: $60,990 (7.09%)

Amortization, years

Estimated mortgage payment

$3,807 per month

Principal and interest
$3,807
Property tax
$488
Estimated monthly cost
$4,296

Your mortgage

Mortgage amount
$687,920
Mortgage insurance
Not needed
Interest over 25 years
$454,315

Cash to close

Down payment
$171,980
Land transfer tax
$13,673
Total, before legal fees
$185,653
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

40 Ivey Lane, Otonabee-South Monaghan, ON K9J 6X8 Otonabee-South Monaghan, ON K9J 6X8
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$859,900 40 Ivey Lane, Otonabee-South Monaghan, ON K9J 6X8
Request a showing