$779,000
↓ $40,000 from $819,000
Est. payment $3,449/moCalculate yours
40 Main Street, St. Catharines, ON L2N 4T7
438 - Port Dalhousie, St. Catharines, ON L2N 4T7
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of SAGE REAL ESTATE LIMITED MLS® X13556488
About this home
40 Main St. in the heart of Port Dalhousie. This beautifully restored 3-bedroom historic home blends timeless charm with thoughtful modern updates, set on a generous landscaped lot just steps to shops, restaurants, marina, and the beach.A classic front porch welcomes you and sets the tone for village living. Inside, the open-concept living and dining rooms are filled with natural light and showcase gleaming hardwood floors, lovingly restored period wood trim, high ceilings, and a striking original staircase that anchors the space with historic character. The fully renovated kitchen is designed for both everyday living and entertaining, featuring stone countertops, stainless steel appliances, ample cabinetry, and a large island that serves as a natural gathering place. Step out from the kitchen to a rear porch overlooking a private backyard with mature landscaping-perfect for relaxing or hosting guests. Upstairs, the spacious primary bedroom features a large picture window and 2 generous closets. Two additional well-proportioned bedrooms offer flexibility for family, guests, or home office. The updated main bathroom blends modern finishes with classic appeal. The lower level offers high ceilings and a separate entrance, providing excellent potential for future living space. Enjoy the unmatched Port Dalhousie lifestyle with walkability, beach, marina, cafés, community events, and quick highway access. A rare opportunity in one of Niagara’s most sought-after neighbourhoods.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Unfinished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Board & Batten
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 32.16 x 164.69 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $4,650 (2025)
Location
- Neighbourhood
- 438 - Port Dalhousie
- Cross Street
- MAIN/BROCK
- Direction Faces
- North
Listing
- MLS® Number
- X13556488
- Days on Market
- 97
- Listed On
- 2026-07-13
- Possession
- TBD
- Listed By
- SAGE REAL ESTATE LIMITED
Rooms
Features
Interior
- Built-In Oven
- Carpet Free
Property
- Beach
- Clear View
- Fenced Yard
- Library
- Park
- School
Pool
- None
- Included
- ALL APPLIANCES AS IN : S/S FRIDGE, S/S STOVE, S/S HOOD FAN, S/S B/I DISHWASHER ,window coverings, Elf's ( exclude living room and primary bedroom fixtures, washer &dryer)
- Excluded
- Primary bedroom light fixture and living room light fixture and washer & dryer
- Rental items
- HOT WATER TANK IF RENTED
Mortgage calculator
Estimated mortgage payment
$3,449 per month
- Principal and interest
- $3,449
- Property tax
- $388
- Condo fees
- $0
- Estimated monthly cost
- $3,837
Your mortgage
- Mortgage amount
- $623,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $411,573
Cash to close
- Down payment
- $155,800
- Land transfer tax
- $12,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $167,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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